810                                          LAWS OF MARYLAND                        [Ch. 184

based upon any fictitious group of such firm,
corporation, or association of individuals.

(b) No form or plan of insurance covering any
group or combination of persons or risks shall be written
or delivered within or without this State to cover
persons or risks in this State at any preferred rate or
on any form other than as offered to persons not in
[such] THE group or combination and to the public
generally, unless [such] THE form, plan of insurance, and
the rates or premiums to be charged therefor have been
submitted to and approved by the Commissioner as being
not unfairly discriminatory, and as not otherwise being
in conflict with subsection (a) above or with any
provision of subtitle 16 of this article (rates and
rating organization) to the extent that such subtitle 16
is, by its terms, applicable thereto.

(C) THE COMMISSIONER SHALL PROMULGATE RULES,
REGULATIONS AND DEFINITIONS NECESSARY FOR THE PURPOSE OF
EFFECTUATING THE PROVISIONS OF SUBSECTION (B) AS IT
APPLIES TO PROPERTY OR CASUALTY INSURANCE ON MOTOR
VEHICLES.

[[(C)]] (D) This section does not apply to life
insurance, health insurance, or annuity contracts.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act
shall take effect July 1, 1974.

Approved April 9, 1974.

CHAPTER 185
(House Bill 194)
AN ACT concerning

Gas and Electric Companies — Additional Charges on

Past—Due Bills

FOR the purpose of [[providing that any additional charge
by the gas and electric companies for bills not paid
within fifteen days of rendition shall not exceed
five percent (5%) of the net outstanding balance.]]
clarifying that if part of a bill is not paid within
15 days, then the gas and electric companies may

assess an additional 5% charge on the unpaid part

and not on the entire bill.