2746                                         LAWS OF MARYLAND                      [Ch. 818

note, promise to pay, or instrument of security that does
not disclose the PRINCIPAL amount of the loan, a schedule
of payments or a description thereof, and the agreed
amount or rate of interest, charges, and fees, nor any
instrument in which blanks are left to be filled in after
execution.

199.

If any licensee shall loan or contract for the loan
of an amount in excess of [fifteen hundred dollars
($1,500)] [[$5,000]] $3,500 to any one borrower, whether
as a part of one transaction or as the aggregate of more
than one transaction, he shall not be permitted to
charge, contract for, or receive, either directly or
indirectly, upon any such loan or aggregate of such
loans, or upon any part thereof, interest, charges or
fees, in excess of that which he would be permitted by
law to charge if he were not licensed hereunder. The
foregoing prohibition shall also apply to any licensee
who permits any person, as borrower or as endorser,
guarantor, or surety for any borrower, or otherwise, or
any husband and wife jointly or severally, to owe
directly or contingently or both, to the licensee at any
time the sum of more than [fifteen hundred dollars
($1,500).] [[$5,000]] $3,500.

200.

For the purposes of preventing evasion of this
subtitle by the device of wage purchases or assignments,
the payment of [fifteen hundred dollars ($1,500)
[[$5,000]] $3,500 or less in money, credit, goods, or
things in action, as consideration for any sale or
assignment of, or order for, the payment of wages,
salary, commissions, or other compensation for services,
whether earned or to be earned, shall for the purpose of
regulation under this subtitle be deemed a loan of money
secured by [such] THE sale, assignment, or order. The
amount by which [such] compensation so sold, assigned, or
ordered paid exceeds the amount of [such] consideration
actually paid shall for the purpose of regulation under
this subtitle be deemed interest or charges upon [such]
THE loan from the date of [such] payment to the date
[such] compensation is payable. [Such] THE transaction
shall be governed by and subject to the provisions of
this subtitle.

201.

Any profit or advantage of any kind whatsoever that
any person may contract for, collect, receive or [[in
anywise]] obtain by any collateral sale, purchase, or
agreement, in connection with the negotiating, arranging,