1664                                     VETOES

while acting in the capacity of a psychiatrist shall be privileged com-
munications under certain circumstances.

It has not been easy for me to reach the decision to veto this
bill for I believe there is great merit to providing privileged com-
munications, under certain circumstances, to persons receiving
psychiatric care. However, in the minds of many prominent citizens
this bill, in some instances appears to go too far in providing un-
warranted advantage to defendants in criminal cases; while at the
same time, in the minds of many others being discriminatory to
other professions providing care to the mentally or emotionally dis-
turbed.

I believe, however, that with more time, and with the cooperation
of the Bar Association, the State Judiciary, and the professional
associations of both the psychiatrists and psychologists an acceptable
bill can be prepared for enactment at the next session of the General
Assembly.

I am, therefore, referring this bill and my veto message to the
President of the Legislative Council, with the request that he call the
interested parties together for the purpose of drafting new legisla-
tion. Legislation that meets the objections stated above will have my
full support.

Because of the above stated reasons, I feel compelled to veto
Senate Bill 170.

With kindest personal regards, I am

Sincerely yours,

(s) J. MILLARD TAWES,

Governor.

Senate Bill No. 203—Credit Unions

AN ACT to repeal and re-enact, with amendment, Section 152 (a)
of Article 11 of the Annotated Code of Maryland (1964 Supplement),
title "Banks and Trust Companies," subtitle "Credit Unions," to
include insurance obtained under Title 1 of the National Housing Act
as adequate security.

May 4, 1965.

Honorable William S. James
President of the Senate
State House
Annapolis, Maryland

Dear Mr. President:

In accordance with Article II, Section 17, of the Maryland Con-
stitution, I am returning herewith Senate Bill 203, 1965 Session, which
has been vetoed by me today.

This Bill would amend the law covering the operations of credit
unions in this State by providing that insurance obtained under Title
1 of the National Housing Act shall be deemed adequate security for
certain loans made to members of the credit unions.