296                               LAWS OF MARYLAND                        [CH. 101

switch and one "flashing switch" which will activate both lights
simultaneously and may be wired to operate from the vehicle's stop
light switch. (2) Between each light on the assembly shall be mounted
a sign with the words U. S. MAIL in black letters on a white back-
ground facing both to the front and to the rear. Lettering shall be
not less than four (4) inches in height and the width of stroke shall
be not less than three-fourths (¾) inch. Such sign shall be con-
structed to permit folding down out of vision when not in use.

(c). The following rules will be observed in the use of the above
described warning: (1) Lights and sign may be used during the
discharge of a rural letter carrier's official duties. (2) Prior to the
first stop on the route and following the last stop on the route, lights
will be darkened and sign will be folded down out of vision.

(d). Applications for permission to install and operate flashing
warning signals upon rural letter carrier's vehicles shall be made by
individual carriers desiring to install such warning, to the Depart-
ment of Motor Vehicles on forms furnished by the Department.

Sec. 2. And be it further enacted, That this Act shall take effect
June 1, 1964.

Approved April 7, 1964.

CHAPTER 101
(House Bill 82)

AN ACT to repeal and re-enact, with amendments, Sections 68,
175, 243 (g), 299, and 312 of Article 48A of the Annotated
Code of Maryland (1963 Supplement), title "Insurance Code,"
subtitles, respectively, "Kinds of Insurance; Limits of Risk; Re-
insurance," "Agents and Brokers," "Rates and Rating Organi-
zations," "Reciprocal Insurers," and "Fraternal Benefit Societies",
to correct errors in the laws relating to insurance.

Section 1. Be it enacted by the General Assembly of Maryland,
That Sections 68, 175, 243 (g), 299, and 312 of Article 48A of
the Annotated Code of Maryland (1963 Supplement), title "In-
surance Code", sub-titles, respectively, "Kinds of Insurance; Limits
of Risk; Reinsurance," "Agents and Brokers," "Rates and Rating
Organizations," "Reciprocal Insurers," and "Fraternal Benefit So-
cieties", be and they are hereby repealed and re-enacted, with
amendments, to read as follows:

68.

Casualty insurance is:

(1) Insurance against legal, contractual or assumed liability for
death, injury or disability of any human being, or for damage to
property; and provision of medical, hospital, or surgical disability
benefits to injured persons and funeral and death benefits to de-
pendents, beneficiaries or personal representatives of persons killed,
irrespective of legal liability of the insured, when issued as an