24                                   Laws oF Maryland                           [Ch. 19

Any "assessment", or any "membership", "policy", "survey",
"service", or similar fee or charge made by the insurer in considera-
tion for such contract is deemed part of the premium.

(e)  "Due Date of Premium" means the date specified in the policy
or contract when any premium will be due and payable, without re-
gard to any applicable grace period.

(f)  "Premium in Default" means that the premium is not paid
on or prior to "Due Date of Premium" as defined in Sub-section (e)
of this section.

Sec. 2. And be it further enacted, That this Act shall take effect
June 1, 1956.

Approved February 23, 1956.

CHAPTER 19
(Senate Bill 8)

AN ACT to add a new section to Article 48A of the Annotated Code
of Maryland (1951 Edition), title "Insurance", sub-title "Life,
Accident and Health Insurance", said new section to be known as
Section 188A, to follow immediately after Section 188 thereof,
relating to certain required provisions for ordinary life insurance
policies, except in the case of industrial and group life insurance
policies.

Section 1. Be it enacted by the General Assembly of Maryland,
That a new section be and the same is hereby added to Article 48A
of the Annotated Code of Maryland (1951 Edition), title "Insurance",
sub-title "Life, Accident and Health Insurance", said new section to
be known as Section 188A, to follow immediately after Section 188
of said Article, and to read as follows:

188A. (Ordinary Life Insurance.) (a) No policy of life insurance
other than an industrial or group life insurance policy, shall be de-
livered, or issued for delivery, in this State unless it contains in sub-
stance all of the provisions set forth by Sub-sections (c) to (g) and
(i) to (m), inclusive, of this section, or provisions which in the
opinion of the Commissioner are not less favorable to the policy-
holder.

(b)  Any such provisions or portion thereof not applicable to non-
participating or single premium, or term policies shall to that extent
not be incorporated therein.

(c)  A provision that the insured is entitled to a grace period of
either thirty days or one month within which the payment of any
premium after the first may be made, during which grace period the
policy shall continue in full force but if a claim arises under the
policy during such grace period, before the overdue premiums or the

Explanation: Italics indicate new matter added to existing law.
[Brackets] indicate matter stricken from existing law.
CAPITALS indicate amendments to bill.
Strike out indicates matter stricken out of bill.