1845.

LAWS OF MARYLAND.

CHAP. 290.

institution by insuring his, her or their property with the
company, and by paying in advance, in cash or by exe-
cuting his note, at his, her or their option, which note
shall be secured in the manner hereinafter prescribed, for
such premium as may be required by the board of direc-
tors, not less than seven per cent, on the amount issued,
according to the greater or lesser hazard of insurance, the
note to be executed to the Mutual Insurance Company
of Carroll County, and to bear interest from date, the in-
terest thereof to be paid annually in advance, at the rate
of six per cent, per annum.

Furnished
with a docket.

SEC. 6. And be it enacted, That the clerk of the coun-
ty, wherein the property insured may be situated, shall
be furnished with a docket, by the Mutual Insurance
company, in which docket shall be entered, a judgment
by the person or persons, or body corporate, to the Mu-
tual Insurance Company of Carroll County, for the amount
of his, her or their premium note, without a declaration
being filed, appearance for plaintiff being entered or writ
issued against the party issuing, which said party issu-

Enter up judg-
ment.

ing, shall either appear in person, or shall direct the
clerk, by an instrument in writing, signed by said party
and attested by one witness, to enter up judgment for the
amount of his premium note, which judgment shall be a
lien upon his, her or their real estate, and for said ser-
vice, the clerk shall receive the sum often cents, to be
paid by the insured, and no policy shall be issued until
such judgment be entered up.

Fail to pay, is-
sue execution.

SEC. 7. And be it enacted, That in case the party in-
sured shall fail to pay his, her or their interest in advance,
sixty days after the same shall be due, or shall fail to pay
any assessment which may be made upon his premium
note, as is hereinafter provided, it shall be lawful for the
said company to issue an execution against the real estate,
bound by said judgment, for the amount of such interest
or assessment, which amount shall be endorsed by the
clerk, under the order of the president or secretary, upon
the back of said execution, and the party insured, until
such interest or assessment be paid, shall forfeit all bene-
fit under his, her or their policy.

No policy on
houses, &c. in-
sured for less
than 7 years.

SEC. 8. And be it enacted, That no policy upon houses,
manufactories, mills, stores, barns and other buildings,
shall be insured for a term less than seven years, nor to
a greater amount than two-thirds of the value thereof,
and no policy shall be issued upon merchandise, house-
hold furniture, or other personal property, for a term less
than one year, nor to a greater amount than two-thirds