2016 LAWS OF MARYLAND [CH. 687

by the insurer or if the insurer accepts a premium after such
date, the coverage provided by the policy will continue in force
subject to any right of cancellation until the end of the period
for which premium has been accepted. In the event the age of
the insured has been misstated and if, according to the correct
age of the insured, the coverage provided by the policy would
not have become effectice, or would have ceased prior to the
acceptance of such premium or premiums, then the liability of
the insurer shall be limited to the refund, upon request, of all
premiums paid for the period not covered by the policy.

106H. (Non-Application to Certain Policies. ) Nothing in
this act shall apply to or affect (1) any policy of workmen's
compensation insurance or any policy of liability insurance
with or without supplementary expense coverage therein; or
(2) any policy or contract of reinsurance; or (3) any blanket
or group policy of insurance; or (4) life insurance, endowment
or annuity contracts, or contracts supplemental thereto which
contain only such provisions relating to accident and sickness
insurance as (a) provide additional benefits in case of death
or dismemberment or loss of sight by accident, or as (b) oper-
ate to safeguard such contracts against lapse, or to give a
special surrender value or special benefit or an annuity in the
event that the insured or annuitant shall become totally and
permanently disabled, as defined by the contract or supple-
mental contract; or to any relief department, or pension or
annuity plan of any common carrier; nor to any organization
or association, the privileges of membership of which are con-
fined to employees or former employees of any common carrier
or its affiliated or subsidiary companies; nor to any association
of such common carriers which administers such departments,
plans, organizations or associations. ASSOCIATIONS; NOR
TO ANY POLICY OR CONTRACT OF INSURANCE
ISSUED BY FRATERNAL BENEFIT SOCIETIES OR
ORGANIZATIONS.

106-I. (Violation. ) Any person, partnership or corporation
wilfully violating any provision of this act or order of the Com-
missioner made in accordance with this act, shall forfeit to the
people of the State a sum not to exceed one hundred dollars
($100. 00) for each such violation, which may be recovered by a
civil action. The Commissioner may also suspend or revoke the
license of an insurer or agent for any such willful violation.

106J. (Judicial Review. ) Any order or decision of the Com-
missioner under this act shall be subject to review by appeal as
provided by Section 221 of Article 48A.

106K. (Effective Date of Act. ) This act shall take effect on
the first day of June, 1951. A policy, rider or endorsement,