1843.

FRANCIS THOMAS, ESQUIRE, GOVERNOR.

CHAP. 199.

in which docket shall be entered a judgment by the per-
son or persons or body corporate to the Mutual Insurance
Company of Frederick county, for the amount of his, her
or their premium note, without a declaration being filed,
appearance for plaintiff being; entered, or writ issued
against the party insuring, which said party insuring shall
either appear in person, or shall direct the clerk by an in-
strument in writing, signed by said party and attested by
one witness, to enter up judgment for the amount of his
premium note, which judgment shall be a lien upon his,
her or their real estate, and for said service the clerk shall
receive the sum of ten cents to be paid by the insured,
and no policy shall be issued until such judgment be en-

Party insured
failing to pay,
company may
issue execu-
tion.

tered up.
Sec. 1. And be it enacted, That in Case the party
insured shall fail to pay his, her or their interest in advance
sixty days after the same shall be due, or shall fail to pay
any assessment which may be marie upon his premium
note as is hereinafter provided, it shall be lawful for the
said company to issue an execution against the real estate
bound by said judgment, for the amount of such interest,
or assessment, which amount shall be endorsed by the
clerk under the order of the president or secretary, upon
the back of said execution, and the party insured, until
such interest or assessment be paid, shall forfeit all benefit

Character and
periods of in-
surance.

under his, her or their policy.
Sec. 8. And be it enacted, That no policy upon hou-
ses, manufactories, mills, stores, shops, barns and other
buildings, shall be insured for a term less than seven years,
nor to a greater amount than two thirds of the value
thereof; and no policy shall be issued upon merchandize,
household furniture or other personal property, for a term
less than one year, nor to a greater amount than two-thirds
of the value thereof, and in cases of insurances of per-
sonal property, when the party insured has no real estate,
the directors may lake a note for the amount of the pre-
mium required, secured in such manner as they may deem

Loss by fire—
how regulated

most expedient and safe.
Sec. 9. And be it enacted, That in case any loss or da-
mage by fire shall be sustained, the party sustaining such
loss, shall within thirty days thereafter, apprize the com-
pany thereof, and in case of the partial destruction or
damage, of the amount of loss sustained, and the direc-
tors of said company shall immediately after the notifica-
tion thereof, ascertain the amount of such loss, and ap-
portion the same rateably between the parties recently in-
suring, by an assessment upon their notes, and upon the
interest fund accumulated by previous insurers until the