1148 LAWS OF MARYLAND. [CH. 469

This section shall not apply:

1. To such operator or owner if such owner had in ef-
fect at the time of such accident an automobile liability
policy with respect to the motor vehicle involved in such
accident;

2. To such operator, if not the owner of such motor
vehicle, if there was in effect at the time of such accident
an automobile liability policy or bond with respect to his
operation of motor vehicles not owned by him;

3. To such operator or owner if the liability of such
operator or owner for damages resulting from such acci-
dent is, in the judgment of the Department, covered by
any other form of liability insurance policy or bond; or

No such policy or bond shall be effective under this sec-
tion unless issued by an insurance company or surety com-
pany authorized to do business in this State, except that if
such motor vehicle was n°t registered in this State, or was
a motor vehicle which was registered elsewhere than in
this State at the effective date of the policy or bond, or the
most recent renewal thereof, such policy or bond shall not
be effective under this section unless the insurance com-
pany or surety company if not authorized to do business
in this State shall execute a power of attorney authorizing
the Department to accept service on its behalf of notice
or process in any action upon such policy or bond arising
out of such accident; provided, however, every such policy
or bond is subject, if the accident has resulted in bodily
injury or death, to a limit exclusive of interest and costs,
of not less than $5, 000 because of bodily injury to or death
of one person in any one accident and, subject to said limit
for one person, to a limit of not less than $10, 000 because
of bodily injury to or death of two or more persons in any
one accident, and, if the accident has resulted in injury to
or destruction of property, to a limit of not less than
$1, 000 because of injury to or destruction of property of
others in any one accident.

Immediately upon receipt of notice of such accident,
the insurance company or surety company which issued
such policy or bond shall file with the Department a
written notice that such policy or bond was in effect at
the time of such accident.

4. To any person qualifying as a self-insurer as follows:

(a) Any person in whose name more than twenty-five
motor vehicles are registered may qualify as a self-insurer