1446 LAWS OF MARYLAND. [CH. 932

shall be paid to the Commissioner by each licensee so examined
provided, however, the cost of each separate and complete
examination shall not exceed Fifty Dollars ($50); and the
Commissioner may maintain an action for the recovery of
such costs in any court of competent jurisdiction.

(A) (Investigations. ) For the purpose of discovering viola-
tions of this sub-title or of securing information lawfully re-
quired hereunder, the Commissioner or his duly authorized
representative may at any time investigate the business and
examine the books, accounts, papers, and records used therein,
of (1) any licensee, (2) any other person engaged in the busi-
ness described in Section 153 of this sub-title or participating
in such business as principal, agent, broker, or otherwise, and
(3) any person whom the Commissioner has reasonable cause
to believe is violating any provision of this sub-title, whether
or not such person shall claim to be within the authority or
beyond the scope of this sub-title. For purposes of this section,
any person who shall advertise for, solicit, or hold himself
out as willing to make loan transactions in the amount of or
of the value of Fifteen Hundred Dollars ($1, 500) or less shall,
unless legally exempt hereunder, be presumed to be engaged
in the business described in Section 153 of this sub-title.
If such investigation discloses the person investigated is vio-
lating the provisions of this sub-title, then the Commissioners
may collect from the person investigated the same examining
costs and in the same manner as if the person were a licensee
hereunder.

(B) (Access to Records; Witnesses. ) For the purpose of
this section, the Commissioner or his duly authorized repre-
sentative shall have and be given free access to the offices and
places of business, files, safes, and vaults of all such persons,
and shall have authority to require the attendance of any
person and to examine him under oath relative to such loans
or such business or to the subject matter of any examination,
investigation, or hearing.

(C) (Cease and Desist Orders; Injunctions; Receivers. )
Whenever the Commissioner has reasonable cause to believe
that any person is violating any provision of this sub-title,
he may, in addition to all actions provided for in this sub-
title, and without prejudice thereto, enter an order requiring
such person to desist or to refrain from such violation; and
an action may be brought in Circuit Court of any county or
any law court of Baltimore City on the relation of the Attorney
General and the Commissioner to enjoin such person from
engaging in or continuing such violation or doing any act or
acts in furtherance thereof. In any such action, an order or