HERBERT R, O'CONOR, GOVERNOR. 1445

171. (Record and Notice. ) Whenever the Commissioner
shall revoke or suspend a license issued pursuant to this sub-
title, he shall enter an order to that effect and forthwith
notify the licensee of the revocation or suspension. Within
five days after the entry of such an order he shall file with
the Department his findings and summary of the evidence
supporting them and he shall forthwith deliver a copy thereof
to the licensee.

172.. (Appeal. ) Any person, whose license is revoked or
suspended by the Commissioner as provided in this section,
may, within thirty days after the final order of the Com-
missioner, appeal to the Circuit Court of any county or any
law court of Baltimore City for a review and the overruling
of the said final order of the Commissioner and such an appeal
shall act as a stay of the execution of the said order until
the appeal is finally determined by the said court. There shall
be a further right of appeal to the Court of Appeals from the
final decision of the court hearing such appeal, either by the
licensee aggrieved thereby, or by the Commissioner. Such
appeal must be taken within ten (10) days of the final judg-
ment or determination of the lower court.

173. (Surrender of License. ) Any licensee may surrender
any license by delivering it to the Commissioner with written
notice of its surrender, but such surrender shall not affect his
civil or criminal liability for acts committed prior thereto.

174. (Pre-existing Contracts. ) No revocation, suspension,
or surrender of any license shall impair or affect the obligation
of any pre-existing lawful contract between the licensee and
any borrower.

175. (Reinstatement of License. ) The Commissioner shall
promptly reinstate suspended licenses' or issue new licenses to
a person whose license or licenses have been revoked if the
Commissioner shall find no fact or condition then exists which
clearly would have justified the Commissioner in refusing
originally to issue such license under this sub-title.

176. (Examination of Licensees. ) At least once each eighteen
(18) months, or more often if previous examinations have
indicated willful or knowing violations of this sub-title, the
Commissioner or his duly appointed Deputy or Examiner,
shall make an examination of the place of business of each
licensee and of the loans, transactions, books, papers, and
records of such licensee so far as they pertain to the business
licensed under this sub-title. The actual cost of examination