1400 LAWS OF MARYLAND. [CH. 927

mary of the reasons therefor. Upon receipt of such request
the Commissioner of Insurance shall set a date for rehear-
ing, which rehearing shall start not later than thirty days
from the date of receipt of such request. Such application
for rehearing shall act as a stay for the provisions of such
order. The Commissioner of Insurance may modify, change
or rescind such order if he finds that the facts shown at the
rehearing warrant such modification, change or rescission.

In the conduct of such hearing the Commissioner of Insur-
ance, his deputy or the duly authorized examiner specifically
designated by him for such purpose shall have power to ad-
minister oaths and to examine any person under oath and in
connection therewith to require the production of any books,
records, or papers relative to the inquiry. Any expense in-
curred in the matter of stenographic reports of other hearings
in connection with such hearing is to be paid by the company,
rating organization or insured requesting such hearing or re-
hearing.

11. (Review of Order of Commissioner. ) Any order or
decision of the Commissioner shall be subject to review, at
the instance of any party in interest, in accordance with the
right of appeal as prescribed in Section 221 of Article 48A of
the Annotated Code of Maryland (1939 Edition),

12. (Penalties. ) The Commissioner may, if he finds that
any person or organization has violated any provision of this
act, impose a penalty of not more than f250 for each such
violation, but, if he finds such violation to be wilful, he may
impose a penalty of not more than f 1, 000 for each such viola-
tion. Such penalties may be in addition to any other penalty
provided by law.

The Commissioner may suspend the license of any rating
organization or insurer which fails to comply with an order
of the Commissioner within the time limited by such order,
or any extension thereof which the Commissioner may grant.
The Commissioner shall not suspend the license of any rating
organization or insurer for failure to comply with an order
until the time prescribed for an appeal therefrom has expired
or, if an appeal has been taken, until such order has been
affirmed. The Commissioner may determine when a suspen-
sion of license shall become effective and it shall remain in effect
for the period fixed by him, unless he modifies or rescinds
such suspension, or until the order upon which such suspen-
sion is based is modified, rescinded or reversed.

No penalty shall be imposed and no license shall be sus-
pended except upon a written order of the Commissioner,
stating his findings, made after a hearing held upon not less