HERBERT R. O; CONOR, GOVERNOR. 1635

cident and Health Insurance", said new sections to be known
as Sections 106A, 106B and 1060, and to follow immediately
after Section 106 of said Article relating to Health and Acci-
dent Insurance Policies, setting forth general requirements,
and providing standard provisions for such policies.

SECTION 1. Be it enacted by the General Assembly of Mary-
land, That three new Sections be and they are hereby added to
Article 48A of the Annotated Code of Maryland, (1939 Edition)
title "Insurance", sub-title "Life, Accident and Health In-
surance", said new Sections to be known as Sections 106A?
106B and 106C, and to immediately follow after Section 106
of said Article, and to read as follows:

106A. No policy of accident or health insurance, except as
hereinafter provided, shall be issued or delivered in this State
unless:

(a) the entire money and other consideration therefor is ex-
pressed in the policy; and

(b) the times at which the insurance thereunder takes effect
and terminates are stated in a portion of the policy preceding
its execution by the insurer; and

(c) every printed portion thereof and of any endorsements
or attached papers shall be plainly printed in type of which
the face shall not be smaller than ten point; and

(d) a brief description of the policy is printed on its first
page and on its filing back in type of which the face shall not
be smaller than fourteen point; and

(e) any portion of such policy which purports, by reason of
the circumstances under which a loss is incurred, to reduce
any benefits promised thereunder to an amount less than that
provided for the same loss occurring under ordinary circum-
stances, is printed in bold face type and with greater promi-
nence than any other portion of the text of the policy; and

(f) all exceptions of the policy other than those referred to
in paragraph (e) above shall be printed with the same promi-
nence as the benefits to which they apply.

106B. Health and Accident Insurance Policies—Require-
ments—Standard Provisions—Exceptions.

1. Wherever in the ensuing provisions of this section a
form designated by the capital letters "A", or "B", or "C", is
herein set forth, in every such case it is required that Form
"A", be used in policies which insure only against loss from
accident, that Form "B", be used in policies which insure only
against loss from sickness and that Form "G" be used in
policies which insure against loss from both accident and sick-
ness.