750 LAWS OF MARYLAND. [CH. 235

Section 60. AGENT AND SOLICITOR QUALIFICATION RE-
QUIREMENTS. Before a license or permit to act as agent or
solicitor for any insurance company authorized to transact
business in this State, shall be issued by the Insurance Com-
missioner, an application for such license or permit must be
made in writing and under oath and upon forms to be prepared
and prescribed by the Insurance Commissioner. Such appli-
cation shall be addressed to the Insurance Commissioner and
signed by the applicant, and shall set forth in full the name
and address of the applicant; shall state that he has not vio-
lated any of the insurance laws of this State during the year
last preceding the date of such application; that he will not
violate any such law if the application be granted; that he has
not misrepresented the terms or conditions of any insurance
policy or contract; that he has not misappropriated or withheld
from any insurance company, or general agent or agent money
or property received or collected by him for any company, or
general agent, or agent, under any former or existing employ-
ment as agent, broker or solicitor; whether or not his license or
authority to act for any insurance company has been refused or
revoked in this or any other State for a violation of law; where
and in what business he has been engaged during the past year;
and shall further supply such further information as the In-
surance Commissioner may require; and shall give full an-
swers to the following questions: Do you understand that it is
against the laws of Maryland (a) to act as agent or solicitor
for any insurance company not authorized to do business in
this State, or for any insurance company authorized to do busi-
ness in this State, without first being appointed by the com-
pany for which yon desire to act? (b) To misrepresent the
terms or conditions of any policy or contract of insurance? (c)
To make discrimination between citizens of this State in prem-
iums or to rebate any part of premiums or commissions, or to
twist or attempt to switch or twist any policy of insurance by
misrepresentation? Before any license or permit be granted
to act as agent or solicitor for any insurance company, the In-
surance Commissioner may make inquiry as to the accuracy of
any statements made by any applicant and may refuse to grant
the permit or authority applied for if he is convinced that any
of the answers or statements made in any part of the applica-
tion are untrue, or if the applicant has failed or refused to turn
over to any company or principal any money or property in
his hands after demand upon him shall have been made, or has
wilfully violated any of the insurance laws of the State, or any