PHILLIPS LEE GOLDSBOROUGH, ESQ., GOVERNOR.

ance as follows: On any loan less< than $5.00, a total sum not
exceeding 6% of the amount loaned; on any loan of $5.00 or
over and less than $10.00, a total sum not exceeding $3.00; on
any loan of $10.00 or over and less than $30.00, a total sum not
exceeding $5.00; on any loan of $30.00 or over and less than
$50.00, a total sum not exceeding $6,00; on any loan of
$50.00 or over and less than $100.00, a total sum not exceed-
ing $8.00; on any loan of $100.00 or over and not exceeding
$500.00, a total sum not exceeding $8.00 plus 5% of the excess
of said loan over $100.00; on any loan of $10.00 or over said
licensed petty loan broker may also charge the actual cost of
acknowledgments necessary for the bill of sale or chattel mort-
gage given as security for such loan. If said loans shall be-
made repayable within less time than four months from the-
date at which said loan shall be issued, the charges shall be a
proportionate part of those above set forth—that is to say,
if the loan be for one month, then the charge shall be one-
fourth of those above set forth; if for two months, two-fourtbs
of those above set forth, and so on up to four months.

Interest and charges as above provided may be deducted or
added when the loan is made. But it shall not be lawful in any
manner or under any pretext whatever to divide or split up
any loan, either directly or indirectly, for the purpose of exact-
ing or receiving any charge, cost or expense of any kind in
addition to or in excess of those so provided, nor shall it bo-
lawful for any petty loan broker to make more than one loan
on which such charges or any part thereof are made from the
same borrower or borrowers or any of them at the same time;
nor shall it be lawful to make any charge for the renewal or
extension of any loan on which such charges or any part thereof\
are made except lawful interest.

And a renewal fee not exceeding three per centum of the
balance of loan extended or the amount of loan renewed when
the period of renewal or extension is four months or more, and
a proportionate part of said renewal fee when said period is
less than four months; and any transaction whereby the dis-
charge or settlement in whole or in part of any loan is accom-
plished by or results in the substitution or creation of other
indebtedness between the same parties or between one of the
parties and any person or persons in any way associated or
connected with the other party, whether directly or indirectly,
shall be deemed a renewal within the meaning of this section.

Every chattel mortgage or bill of sale so taken by a petty
loan broker shall state fully the amount of such loan, the rate of
interest thereon, the period or periods at or within which the