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Schindler, Jon G Smanz, Charles D Wollenzien, Jr
Terms expire 1998
Ex officto David C Trageser, Executive Director,
Maryland Automobile Insurance Fund
AUDIT COMMITTEE
Vacancy, Chaw
Appointed by Board of Trustees Gerald H Cooper,
Ronald J Zaieski
FINANCIAL MANAGEMENT COMMITTEE
Chair David C Trageser, Executive Director
Appointed by Board of Trustees William H RossIII,
David L Schindler
EXECUTIVE DIRECTOR
David C Trageser, Executive Director
(appointed by Board of Trustees) (410) 269 8609
PRINC IPAL COUNSEL
Mark D McCurdy (410) 269 8626
INTERNAL AUDITING
Elbert Danquah, Associate Director
(410) 269-8662
LEGAL DEPARTMl-NT
R Harcourt Fulton (410) 767 8330
DEPUTY EXECUTIVE DIRECTOR
Linda G Chiesa (410) 269 8625
ACTUARIAL SERVICES
Alexander Fernandez, Jr , Director
(410) 269 8609
CLAIMS DEPARTMENT
James E Sale, Jr , Director (410)269-8624
INSURED LIABILITY UNITS
Barbara Perry, Manager (410) 269 8580
I OSS REPORT UNIT
Richard Kraft, Manager (410) 269 8583
SPECIAI INVESTIGATIVE UNIT
Daniel Deere, Manager (410) 269-8761
UNINSURED UNIT
William Bieber, Manager (410) 522 9141
FISC AL DEPARTMFNT
Betty Kay Hmes, Director (410) 269 8770
AGENCY ACCOUNTING COLLECTIONS
Mary (Rusty) Watson, Manager
(410) 269 8649
FINANCE & ACCOUNTING
Thomas M Burnham, Manager
(410)269-8655
PAYROLL
Joanne Dilwordi, Manager
(410) 269 8656
UNINSURED COLLECTIONS
Karen Porter, Manager (410) 522 9126
UNSATISFIED CLAIMS & JUDGMENT
SUBROGATION
David H Porter, Manager
(410) S22-9182
INFORMATION SYSTEMS
Alphonse J Gmnta, Director (410) 269-8598
COMPUTER OPERATIONS
Delbert Roy, Sr, Manager
(410) 269 8640
NETWORK SYSTEMS
DianeA Estes, Manager (410) 269 8559
TECHNICAL SUPPORT
Jon Robmette, Manager (410) 269 8599
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UNDERWRITING DEPARTMENT
Vacancy, Director (410) 269 8634
AGENCY RELATIONS
Thomas F Mackm, Manager
(410) 269 8587
COMMERCIAL UNDERWRITING
John F Miller, Afanager(410) 269 4365
POLICY SERVICES
Carol Y Lmder, Manager (410) 269 8278
PRIVATE PASSENGER
Leslie Johnson, Manager (410) 269 8637
The Maryland Automobile Insurance Fund
(MAIF) began as the Unsatisfied Claim and Judg
ment Fund Board in 1957 (Chapter 836, Acts of
1957) The Maryland Automobile Insurance Fund
was created to replace the Maryland Automobile
Insurance Plan and the Unsatisfied Claim and Judg
ment Fund m 1972 (Chapter 73, Acts of 1972)
The Maryland Automobile Insurance Fund pro
vides automobile insurance to those eligible persons
who are unable to obtain it in the private market The
Fund sells automobile liability insurance to Marylan
ders who have been rejected by at least two private
insurers or who have had their automobile liability
insurance cancelled or not renewed for any reason
other than nonpayment of premiums In providing
insurance, the Fund acts as any private insurance
company and is subject to regulation by the Maryland
Insurance Commissioner The Fund also processes
and pays certain claims to Maryland residents who are
involved m Maryland accidents with uninsured mo
tonsts or in hit-and run incidents where no responsi-
ble party can be found
Every owner of a motor vehicle registered in
Maryland must maintain basic primary coverage of
$20,000/ $40,000 bodily injury, $10,000 prop-
erty damage, and $2,500 economic loss coverage
Such compulsory insurance reduces substantially
the number of uninsured claims Nonetheless, un-
insured claims continue due to hit and run acci-
dents, out of state uninsured drivers, and
Marylanders who do not comply with the law
The Fund receives no General Funds from the
State, and its assets are not part of the State Treas
ury Current Fund assets are derived from insurance
premiums, earnings from investments, assessments,
when required, levied against all automobile msur
ers, funds recovered from uninsured motorists by
the Uninsured Collections unit, and penalties im
posed by the Motor Vehicle Administration against
uninsured motorists (Code Transportation Article,
sees 17-101 through 17 110, Code 1957, Art
48A, sees 243 243P)
The Fund is governed by a thirteen member
Board of Trustees Seven members are appointed
by the Governor with Senate advice Five are
chosen by the Board of Directors of the Industry
Automobile Insurance Association One serves
ex officio (Code 1957, Art 48A, sec 243)
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