Brochures explaining the assessment process
and related matters, such as appeals and tax credits,
are available at each local assessment office and from
the State office in Baltimore.
The Department is custodian of domestic
charters for Maryland corporations and of qualifica-
tions and registrations for limited partnerships and
foreign corporations. Specified fees are collected,
and the personalty of such corporations is assessed
by the Department. Thereafter, the values are cer-
tified to the subdivisions for application of local tax
rates. The Department also administers franchise
taxes applicable to the net income of banks and
savings and loan associations, and to the gross
receipts of public service corporations.
Property location maps are prepared by the Map
Division. These maps, which delineate property boun-
daries, comprise a complete inventory of all land in the
State. They are drawn to scale and are integrated
into the State Grid System. They show ownership,
sizes, references, and natural and manmade fea-
tures. Aside from their public usefulness, they are
invaluable in making property assessments. The Map
Division also prepares maps showing the different
grades of soils, based upon agricultural capability
The Department administers the Home
Owners' and Renters' Property Tax Credit
Programs. These Programs provide more than $45
million in State-funded property tax credits to
home owners and renters who qualify based on an
income test. The Home Owners' Program is avail-
able to all home owners in Maryland, regardless of
age, while the Renters' Program applies to renters
aged 60 or over, or permanendy disabled.
The Director is appointed by and serves at the
pleasure of the Governor (Code Tax—Property Ar-
ticle, Tide 2).

MARYLAND AUTOMOBILE
INSURANCE FUND

BOARD OF TRUSTEES

Gerald H. Cooper, Chairperson

Appointed by Governor: Rita A. Baikauskas; Gerald
H. Cooper; Fred J. Hill; August A. Krometis;
William H. Ross III.

Appointed by Board of Directors, Industry Automobile
Insurance Association: Danny Fullerton; Randy C.
Garrett; Men-ill D. Knight; Eiton Stephenson;
Christopher Taylor.
Terms expire 1992.

Martha C. Roach, Executive Director
James W. Himcs, Principal Counsel

1750 Forest Dr.
Annapolis, MD 21401 269-1680
Uninsured Division information: 522-9100

IndependentAgencies/503

BUDGET (CODE 23.10.00)

Nonbudgeted Funds (no State obligations; funds
derived from insurance premiums, earnings
from investments, etc.)
CY1991 Total Expenditure (est.) .. $32,000,000
CY1991 Total Authorized Positions (est.) .. 450

MANDATED REPORTS

Annual Report to General Assembly and Secretary of
Personnel on stajf positions, classifications &
salaries due Jan. 31.
Annual Certification to Board of Directors, Industry
Automobile Insurance Association, of actual
operating loss, if any, due March 15.
Annual Audit may be conducted by Legislative
Auditor.

ORGANIZATIONAL STRUCTURE

BOARD OF TRUSTEES
FINANCIAL MANAGEMENT COMMITTEE

Chairperson:
Martha C. Roach, Executive Director

Appointed bySoard of Trustees: Danny Pullerton;
William H. Ross III.

AUDIT COMMITTEE
Men-ill D. Knight, Chairperson

Appointed by Board of Trustees: Randy C.
Garrett; August A. Kromeris.

EXECUTIVE DIRECTOR
Martha C. Roach, Executive Director
(appointed by Board of Trustees) . .269-8625

INTERNAL AUDITING
Betty KayH'mes, Administrator .269-8609

LEGAL DEPARTMENT
R. Harcourt Fulton
Eugene B. Connor, Jr. ....... .333-6550

ACTUARY
Alexander Fernandez ........ .269-8609

DEPUTY EXECUTIVE DIRECTOR
David C. Trageser ............. .269-8609

CLAIMS DEPARTMENT
James E. Sale, Jr., Director 269-8624

DATA PROCESSING DEPARTMENT
AlphonseGiunta,D»r<»or 269-8598

FISCAL DEPARTMENT
Morgan S. Anderson, Jr., Director
.......................269-8770

UNDERWRITING DEPARTMENT
Hugh D. Williams, Director . . . .269-8630

The Maryland Automobile Insurance Fund
(MAIF) was created in 1972 to replace the Maryland
Automobile Insurance Plan and the Unsatisfied
Claim and Judgment Fund (UCJF) (Chapter 73, Acts
ofl972).
The Maryland Automobile Insurance Fund per-
forms two basic functions: 1) it processes and pays
certain claims against uninsured motorists; and 2)
it sells automobile liability insurance to
Marylanders who have been rejected by at least two
private insurers or who have had their automobile
liability insurance cancelled or not renewed for any