346/Maryland Manual

other resources would be needed by MAIF in or-
der to operate, and second, the impossibility of
accurately estimating what amounts will be need-
ed to pay claims and their allocated operational
expenses.

Present assets of the MAIF are derived from
four sources: 1. Monies collected from premiums
and earnings from investments (Code 1957, Art.
48A, secs. 243-243L). 2. By Chapter 241, Acts of
1976, and Chapter 364, Acts of 1978, each insurer
authorized to write automobile liability and physi-
cal damage insurance in this State may be
assessed up to 4% of its net direct written premi-
ums. The MAIF Board of Trustees determines
whether or not it will have a cash operating deficit
on a projected basis. If so, MAIF certifies this
amount to the Industry Automobile Insurance
Association (I.A.I.A.), which represents the insur-
ance industry in Maryland. I.A.I.A. collects the
certified amount from its member companies and
places it in a trust fund maintained within the
State of Maryland for use and benefit of MAIF.
MAIF may apply to the trustees for use of the
funds only after it sustains an actual cash operat-
ing deficit during any calendar quarter in the year
following its projected certified cash operating
deficit. There is a recoupment mechanism whereby
the I.A.I.A. member insurers may recoup the as-
sessment from their individual insureds. Assess-
ment monies may be used for the general purposes
of the fund; however, premium and investment in-
come may be used only for payment of claims and
administrative expenses of the fund arising out of
policies issued by the fund. The fund is required
to keep separate records of income and expenses
directly attributable to the processing and pay-
ment of uninsured claims. 3. The Uninsured Divi-
sion (former UCJF) has the right of recovery (sub-
rogation) against the uninsured motorist for those
monies it expends as the result of the uninsured
motorist's negligence. 4. Chapter 291, Acts of
1975, as amended by Chapter 499, Acts of 1966,
and Chapter 346, Acts of 1978, authorizes the
Motor Vehicle Administration to assess a penalty
of up to $100 against those motorists who operate
a vehicle in Maryland without insurance. The Mo-
tor Vehicle Administration may deduct a fee of
ten percent of the amount collected, and the bal-
ance is remitted to MAIF for the use of its
Uninsured Division operation.

By Chapter 241, Acts of 1976, the Fund is
governed by an eleven-member Board of Trustees.
The Chairperson of the Board is, ex officio, the
Executive Director of the Maryland Automobile
Insurance Fund. Five members of the Board are
appointed by the Governor with the advice and
consent of the Senate and serve at his pleasure.

Five members are appointed by the Board of Di-
rectors of the Industry Automobile Insurance As-
sociation (Code 1957, Art. 48A, sec. 243M). The
Board advises the Executive Director with respect
to his exercise of the powers and duties conferred
on him and formulates policy for the Fund.

The Executive Director is the administrative
head of MAIF and its chief executive officer. He
is responsible for the exercise of all duties con-
ferred on the Fund, except those reserved to the
Board of Trustees. The first Executive Director
was appointed by the Governor. Now the Board
of Trustees makes the appointment. The incum-
bent Executive Director cannot vote on the selec-
tion of his successor. If the Board fails to agree
on the successor, the Governor appoints him.

BLIND INDUSTRIES AND SERVICES
OF MARYLAND

Chairperson: Joyce Anne Burman, 1984
Vice-Chairperson: C. Rogers Kines, 1983

Georgia Louise Myers, 1983; Jane Storrs, 1983;
James Fox, 1984; William F. Melville, Jr.,
1984; Pierce J. Lamdin, 1985; Constance
McCraw, 1985; Dallas G. Truitt, 1985; James
A. Valliant, 1985.

Ralph W. Sanders, President

2901 Strickland Street
Baltimore 21223 Telephone: 233-4567

The Blind Industries and Services of Maryland,
established by Chapter 566, Acts of 1908, adop-
ted its present name in 1973 (Chapter 164, Acts
of 1973). It is a State-aided institution. Its general
supervision and control is vested in eleven trust-
ees appointed by the Governor with the advice
and consent of the Senate for three-year terms.

The purpose of the Blind Industries and Ser-
vices of Maryland is to establish and operate cen-
ters for the training, rehabilitation, and employ-
ment of the adult blind of Maryland. In addition,
Blind Industries and Services of Maryland oper-
ates other service programs designed to teach
adult blind persons the skills necessary to live in
society on the basis of mutual interdependence
with their sighted peers.

To carry out these programs, Blind Industries
and Services of Maryland currently operates a
number of divisions: The Vending Division and
Industries and Rehabilitation are located in the
Baltimore facility at 2901 Strickland Street; the
Cumberland facility at 322 Paca Street, Cumber-
land; and the Salisbury facility at the Northwood
Industrial Park, Salisbury.