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Maryland Manual, 1977-78
Volume 178, Page 219   View pdf image (33K)
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Board selects its own Chairman. All mem-
bers serve without compensation.
The Board makes all necessary rules and
regulations for the proper performance of
their duties. It also provides for the filing
of applications for licenses and makes rules
and regulations for the qualifications of ap-
plicants. The Board may appoint a qualified
inspector and it may designate officers of
County Humane Societies, Societies for the
Prevention of Cruelty to Animals, and Li-
censed Veterinarians to act as its agent and
to make routine inspections.
The Board is empowered to license all
horse riding stables where one or more
horses or ponies are let for hire to be ridden
or driven, either with or without the fur-
nishing of riding or driving instructions, and
Sales Barns, including all establishments
where horses are sold, including Auction
Barns (Code 1957, 1972 Repl, Vol., Art.
56, sees. 128-130D).
Staff: None.
Edward J. Birrane, Jr., Insurance
Sidney A. Green, Assistant Commissioner,
Life — Health
Ernest J. Meredith, Assistant Commissioner,
Examination and Property Bureau
Yauncey H. Homer, Chief Examiner
Stanley Vinton, Chief, Rating and Forms
Review Section
Fillmore E. Dryden, Jr., Insurance
Education Supervisor
Ernest A. Goodman, Executive Assistant
to the Commissioner
John D. Hunter, Chief Enforcement Officer
Leroy Shaver, Chief Investigator
James G. Sybert, Acting Chief Hearing
One South Calvert Street,
Baltimore 21202 Telephone: 383-5690
The State Insurance Division was first
created by Chapter 388, Acts of 1872, as a
part of the office of the Comptroller of the
Treasury. The Division became an inde-
pendent agency by Chapter 106, Acts of

1878. It is under the direction of the Insur-
ance Commissioner, who is appointed by the
Secretary of Licensing and Regulation with
the approval of the Governor and serves at
his pleasure (Code 1957, 1972 Repl. Vol.,
Art. 48A, sec. 15).
The Commissioner sees that all the laws
of the State governing insurance companies
or relating to the business of insurance are
faithfully executed.
The Commissioner authorizes and licenses
insurance companies, agents, and brokers to
do business in the State. The Division exam-
ines all applicants for licenses as agents,
brokers, approved attorneys and advisors
for fire, casualty, life, accident, health, title,
and other insurance, and annuities, fixed
and variable as well. It conducts periodic
examinations of all companies organized
under the laws of Maryland and from time
to time participates in the examination of
nonresident companies doing business in the
State. The Commissioner approves all poli-
cies for life, accident, health, fire, casualty,
title and other insurance offered for sale in
the State by authorized companies; author-
izes rating bureaus and advisory organiza-
tions; and approves or disapproves the rates
for most kinds and lines of insurance other
than life, accident and health insurance, filed
by rating bureaus on behalf of their mem-
bers and subscribers, or by individual
The Commissioner also prepares and de-
livers an annual report to the Secretary of
Licensing and Regulation for review and
transmittal to the Governor and the mem-
bers of the General Assembly (Code 1957,
1972 Repl. Vol., Art. 48A, sec. 23).
Staff: 1975, III; 1976, 116;
1977, 122.
Harvey A. Epstein, Commissioner
John W. Parrott, Deputy Commissioner
Charles A. Delia, Assistant Commissioner,
Henry R. Wolfe, Counsel
One South Calvert Street,
Baltimore 21202 Telephone: 383-2250

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Maryland Manual, 1977-78
Volume 178, Page 219   View pdf image (33K)
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