The Insurance Commissioner is appointed by the Governor for a
term of four years from his qualification. The Commissioner appoints
all officers in his department. (Ch. 700, 1900.)

The duties placed upon the Commissioner in the enforcement of the
insurance laws are very numerous and important, comprising the col.
lection of large sums of money, principally from taxes on premiums
and license fees, examination of the financial affairs of all companies
organized under the laws of this State, as well as all other companies
doing business in the State that the Commissioner thinks proper to
examine, and supervision of the entire business of insurance within
statutory limitations. He is charged, with the duty of seeing that all
laws of this State relating to insurance or insurance companies are
faithfully executed. For that purpose he is authorized to maintain
office and to employ such assistants as may be necessary, including a
Deputy Insurance Commissioner, an Actuary, an Examiner, an Auditor,
and in addition to these such clerical assistance as he may deem neces-
sary for the proper and efficient discharge of the duties of his Depart-
ment within an appropriation as provided in the budget.

BANK COMMISSIONER,
Union Trust Building, Baltimore.

Name. .... Postoffice.
Bank Commissioner:

George W. Page.............................................................Baltimore
Deputy Bank Commissioner:

John J. Ghingher..................................................................Baltimore
Senior Examiner:
John D. Hospelhorn.............................................................Baltimore

Senior Examiner:

William J. Gerbig................................................................Baltimore
Senior Examiner:

Edward G. Rusk...................................................................Baltimore
Senior Examiner:

William J. Barrett, Jr.....................................................Baltimore
Senior Examiner:

Thomas H. Sherman.............................................................Baltimore

Senior Examiner:
Arthur C. Merriam, Jr.................................................Baltimore

Senior Examiner:
Leonard B. Rowles................................................................Baltimore

Junior Examiner:

Joseph M. Harvey..................................................................Baltimore
Senior Stenographer:
Helene M. Wittman...........................................................Baltimore

The Commissioner is appointed by the Board of Public Works for a.
term of two years from date of his commission. (Ch. 219, 1910.)

The Bank Commissioner under the law has general supervision over
all banking institutions in the State ( other than National Banks ). He