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2007 Laws of Maryland
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Ch. 29
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(4) Provide the management information and reports necessary to
document the extent of resource protection offered and to evaluate the Program.
(b) The Department may not approve a long-term care policy if the policy
requires prior hospitalization or a prior stay in a nursing home as a condition of
providing benefits].
15-405.
[(a) When the benefits payable under the long-term care policy approved
under § 15-404 of this subtitle are exhausted, determination of eligibility for medical
assistance shall be made in accordance with subsection (b) of this section.
(b)] In determining eligibility for medical assistance, an amount of resources
equal to the amount of benefits paid under the long-term care policy shall be excluded
from the Department's calculation of the individual's resources[, to the extent the
payments:
(1) Are for services that medical assistance approves or covers for
recipients;
(2) Are for the lower of the actual charge and the amount paid by the
insurance company; and
(3) Are for nursing home care or approved home care and
community-based services].
15-406.
The Commissioner, through the Consumer Education and Advocacy Program,
shall undertake measures to educate the public as to:
(1) The need for long-term care;
(2) Mechanisms for financing long-term care;
(3) The availability of long-term care insurance; and
(4) The asset protection provided under this subtitle.
15-407.
The Department and the Commissioner shall jointly:
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- 794 -
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