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Ch. 308
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Martin O'Malley, Governor
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C. A DISRUPTION OF OPERATIONS CAUSES BY
ELECTRICAL FAILURE, UNANTICIPATED DELAY IN EQUIPMENT OR
REPLACEMENT PART DELIVERY, COMPUTER HARDWARE OR SOFTWARE FAILURE
INHIBITING RESPONSE TIME, OR SIMILAR DISRUPTION;
D. A GOVERNMENTAL ACTION, INCLUDING
EMERGENCY ORDER OR JUDICIAL OR LAW ENFORCEMENT ACTION;
SYSTEM THAT OCCURS OTHER THAN DURING NORMAL BUSINESS HOURS; OR
(IV) 2. A CONSUMER REPORTING AGENCY THAT IS
UNABLE TO TEMPORARILY LIFT A SECURITY FREEZE UNDER SUBPARAGRAPH
(III)2 SUBSUBPARAGRAPH 1 OF THIS PARAGRAPH SUBPARAGRAPH SHALL LIFT
THE SECURITY FREEZE AS SOON AS IT IS AUTHORIZED OR OTHERWISE
REASONABLY CAPABLE OF DOING SO.
(3) A CONSUMER REPORTING AGENCY MAY DEVELOP
PROCEDURES INVOLVING THE USE OF TELEPHONE, FACSIMILE, THE INTERNET,
ELECTRONIC MAIL, FACSIMILE OR OTHER ELECTRONIC MEDIA TO RECEIVE AND
PROCESS, IN AN EXPEDITED MANNER, A REQUEST FROM A CONSUMER TO
TEMPORARILY LIFT OR REMOVE A SECURITY FREEZE ON THE CONSUMER'S
CONSUMER REPORT.
(F) IF, IN CONNECTION WITH AN APPLICATION FOR CREDIT OR FOR ANY
OTHER USE, A PERSON REQUESTS ACCESS TO A CONSUMER'S CONSUMER
REPORT WHILE A SECURITY FREEZE IS IN PLACE AND THE CONSUMER DOES NOT
AUTHORIZE ACCESS TO THE CONSUMER'S CONSUMER REPORT, THE PERSON
MAY TREAT THE APPLICATION AS INCOMPLETE.
(G) (1) EXCEPT AS PROVIDED IN PARAGRAPH (2) OF THIS
SUBSECTION, A CONSUMER REPORTING AGENCY MAY REMOVE OR
TEMPORARILY LIFT A SECURITY FREEZE PLACED ON A CONSUMER'S CONSUMER
REPORT ONLY ON REQUEST OF THE CONSUMER MADE UNDER SUBSECTION (E)
OR (H) OF THIS SECTION.
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- 1987 -
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