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Martin O'Malley, Governor Ch. 308
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REPORTING AGENCY MAY REQUIRE TO VERIFY THE IDENTITY OF THE
CONSUMER;
(III ELECTRONIC MAIL USING AN ELECTRONIC POSTMARK
IF A SECURE ELECTRONIC MAIL CONNECTION IS MADE AVAILABLE BY THE
CONSUMER REPORTING AGENCY; OR
(IV) IF THE CONSUMER REPORTING AGENCY MAKES A
SECURE CONNECTION AVAILABLE ON ITS WEBSITE, AN ELECTRONIC REQUEST
THROUGH THAT SECURE CONNECTION.
(2) A CONSUMER REPORTING AGENCY SHALL REQUIRE A
CONSUMER TO PROVIDE PROPER IDENTIFICATION IDENTIFYING INFORMATION
WHEN REQUESTING A SECURITY FREEZE.
(3) A EXCEPT AS PROVIDED IN PARAGRAPH (5) OF THIS
SUBSECTION, A CONSUMER REPORTING AGENCY SHALL PLACE A SECURITY
FREEZE ON A CONSUMER'S CONSUMER REPORT WITHIN:
(I) BEFORE JULY 1, 2008, WITHIN 5 BUSINESS DAYS AFTER
RECEIVING A WRITTEN OR TELEPHONE REQUEST UNDER PARAGRAPH (1) OF
THIS SUBSECTION; OR
(II) ON OR AFTER JULY 1, 2008, WITHIN 3 BUSINESS DAYS
AFTER RECEIVING AN ELECTRONIC MAIL A REQUEST MADE BY ELECTRONIC
MAIL OR BY SECURE CONNECTION ON THE WEBSITE OF THE CONSUMER
REPORTING AGENCY UNDER PARAGRAPH (1) OF THIS SUBSECTION.
(4) WITHIN 5 BUSINESS DAYS AFTER PLACING A SECURITY
FREEZE ON A CONSUMER'S CONSUMER REPORT, THE CONSUMER REPORTING
AGENCY SHALL:
(I) SEND A WRITTEN CONFIRMATION OF THE SECURITY
FREEZE TO THE CONSUMER;
(II) PROVIDE THE CONSUMER WITH A UNIQUE PERSONAL
IDENTIFICATION NUMBER OR PASSWORD TO BE USED BY THE CONSUMER WHEN
AUTHORIZING THE RELEASE OF THE CONSUMER'S CONSUMER REPORT TO A
SPECIFIC PERSON OR FOR A SPECIFIC PERIOD OF TIME; AND
(III) PROVIDE THE CONSUMER WITH A WRITTEN STATEMENT
OF THE PROCEDURES FOR REQUESTING THE CONSUMER REPORTING AGENCY
TO REMOVE OR TEMPORARILY LIFT A SECURITY FREEZE.
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- 1983 -
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