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Ch. 307
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Martin O'Malley, Governor
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YOU HAVE A RIGHT TO BRING A CIVIL ACTION AGAINST ANY CONSUMER
REPORTING AGENCY OR USER OF YOUR CREDIT REPORT WHO VIOLATES YOUR
RIGHTS UNDER MARYLAND'S CREDIT REPORTING LAWS."
(L) (K) IF A CONSUMER REPORTING AGENCY VIOLATES A SECURITY
FREEZE BY RELEASING A CONSUMER'S ERRONEOUSLY RELEASES A VIOLATES A
SECURITY FREEZE BY RELEASING A CONSUMER'S CONSUMER REPORT SUBJECT
TO A SECURITY FREEZE OR ANY INFORMATION CONTAINED IN, OR DERIVED
FROM,—A A CONSUMER'S CONSUMER'S CONSUMER REPORT SUBJECT TO A
SECURITY FREEZE WITHOUT AUTHORIZATION, THE CONSUMER REPORTING
AGENCY, WITHIN 5 BUSINESS DAYS AFTER THE DISCOVERING OR BEING
NOTIFIED OF THE ERRONEOUS RELEASE, SHALL NOTIFY THE AFFECTED
CONSUMER IN WRITING OF:
(1) THE SPECIFIC NATURE OF THE SPECIFIC INFORMATION
RELEASED; AND
(2) THE NAME AND ADDRESS OF, OR OTHER AVAILABLE NAME
AND ADDRESS OF CONTACT INFORMATION FOR, THE RECIPIENT OF THE
CONSUMER REPORT OR THE INFORMATION RELEASED.
(M) (1) IN ADDITION TO ANY OTHER REMEDIES THAT MAY BE
AVAILABLE UNDER THIS SUBTITLE, A CONSUMER WHO IS AFFECTED BY A
VIOLATION OF THIS SECTION MAY BRING AN ACTION AGAINST THE PERSON
THAT COMMITTED THE VIOLATION.
SUBSECTION, A CONSUMER MAY RECOVER:
1. $500 FOR EACH VIOLATION; OR
THE VIOLATION; AND
(II) REASONABLE ATTORNEY'S FEES.
(3) FOR PURPOSES OF IMPOSING PENALTIES UNDER PARAGRAPH
(2) OF THIS SUBSECTION, EACH INSTANCE OF A VIOLATION OF THIS SECTION IS
A SEPARATE VIOLATION.
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- 1977 -
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