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Ch. 307
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Martin O'Malley, Governor
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consumer's consumer report without certain authorization of the consumer;
requiring a consumer reporting agency to give certain notice of a consumer if
any person requests access to a consumer's consumer report under certain
circumstances; establishing procedures for requesting a security freeze to be
lifted temporarily or removed; requiring a consumer reporting agency to
temporarily lift or remove a security freeze within a certain number of business
days time periods after receiving a request from a consumer; requiring a
consumer reporting agency to temporarily lift a security freeze within a certain
number of minutes after receiving a request from a consumer after a certain
date and under certain circumstances; requiring authorizing a consumer
reporting agency to develop certain procedures on or before a certain date;
prohibiting a consumer reporting agency from charging a consumer for any
service relating to a security freeze except for certain reasonable fees for
placing, temporarily lifting, or removing a security freeze; providing a certain
exception that prohibits the charging of fees by a consumer reporting agency to
a consumer who presents a certain police report to the consumer reporting
agency establishing certain maximum fees for certain services relating to a
security freeze: prohibiting the charging of fees by a consumer reporting agency to
a consumer who presents certain documentation to the consumer reporting
agency, requiring a consumer reporting agency to give certain notices to a
consumer at certain times; authorizing a consumer who is affected by a
violation of certain provisions of this Act to bring a certain action; establishing
certain penalties; providing that the exclusive remedy for a violation of a certain
provision of this Act shall be is to file a certain complaint with the
Commissioner of Financial Regulation: providing for the application of this Act;
defining certain terms; providing for a delayed effective date; making a
conforming change; and generally relating to consumer reporting agencies and
security freezes on consumer reports.
BY repealing and reenacting, with amendments,
Section 14-1202(a)
(2005 Replacement Volume and 2006 Supplement)
BY adding to
Article - Commercial Law
Section 14-1202.1 14-1212.1
Annotated Code of Maryland
(2005 Replacement Volume and 2006 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
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Article - Commercial Law
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- 1963 -
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