Ch. 291                                    2004 LAWS OF MARYLAND

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article - Insurance

10-101.

(b) "Business entity" means a corporation, professional association,
partnership, limited liability company, limited liability partnership, or other legal
entity.

10-401.

(a) In this subtitle the following words have the meanings indicated.

(B) "BUSINESS ENTITY" HAS THE MEANING STATED IN § 10-101(B) OF THIS
TITLE.

[(b)] (C) "License" means a license issued by the Commissioner to act as a
public adjuster.

[(c)] (D) (1) "Public adjuster" means a person that:

[(1)] (I) solicits business or represents itself to the public as an adjuster
of FIRST PARTY INSURANCE claims for losses or damages arising [out of policies of
fire insurance or allied lines of insurance] UNDER INSURANCE CONTRACTS THAT
INSURE THE REAL OR PERSONAL PROPERTY, OR BOTH, OF AN INSURED;

[(2)] (II) receives compensation for INVESTIGATING, APPRAISING,
EVALUATING, OR OTHERWISE giving advice or help to an insured in the adjustment of
claims for losses or damages arising [out of policies of fire insurance or allied lines of
insurance] UNDER INSURANCE CONTRACTS THAT INSURE THE REAL OR PERSONAL
PROPERTY, OR BOTH, OF AN INSURED; or

[(3)] (III) for compensation, directly or indirectly, solicits business,
investigates or adjusts losses, or advises an insured about INSURANCE claims for
losses or damages arising [out of policies of fire insurance or allied lines of insurance]
UNDER INSURANCE CONTRACTS THAT INSURE THE REAL OR PERSONAL PROPERTY,
OR BOTH, OF AN INSURED for another person engaged in the business of adjusting
losses or damages [by fire or other contingency covered by a policy of fire insurance or
allied lines of insurance] ARISING UNDER INSURANCE CONTRACTS THAT INSURE
THE REAL OR PERSONAL PROPERTY, OR BOTH, OF AN INSURED.

(2) "PUBLIC ADJUSTER" DOES NOT INCLUDE A PERSON THAT
INVESTIGATES, ADJUSTS, OR APPRAISES CLAIMS FOR LOSS OR DAMAGE COVERED BY
A MOTOR VEHICLE INSURANCE POLICY.

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