ROBERT L. EHRLICH, JR., Governor                           H.B. 143

tax audits or litigation OR IN CONNECTION WITH CAMPAIGN FINANCE REPORTING
REQUIREMENTS UNDER THE ELECTION LAW ARTICLE, at no cost to the customer.

(II) IF A BANKING INSTITUTION RETURNS CHECK FACSIMILES
INSTEAD OF ORIGINAL CHECKS TO A CUSTOMER UNDER SUBPARAGRAPH (I) OF THIS
PARAGRAPH, ON REQUEST OF THE CUSTOMER, THE BANKING INSTITUTION SHALL
RETURN TO THE CUSTOMER. AT NO ADDITIONAL COST TO THE CUSTOMER. CHECK
FACSIMILES OF THE FRONT AND THE BACK OF THE CUSTOMER'S ORIGINAL CHECKS
THAT ARE AT LEAST THE SAME SIZE AS THE CUSTOMER'S ORIGINAL CHECKS.

(2)     In SUBJECT TO THE REQUIREMENTS OF SUBSECTION (C)(1) AND
(2) OF THIS SECTION, IN all other instances, ON WRITTEN REQUEST OF A CUSTOMER
WITH A TRUNCATED ACCOUNT, the banking institution[, at the customer's request,]
shall [provide] RETURN a [minimum] MAXIMUM of 2 checks [or check facsimiles]
per month, at no cost to the customer.

(3)      A BANKING INSTITUTION REQUIRED TO RETURN A CHECK TO A
CUSTOMER UNDER THIS SUBSECTION MAY RETURN A CHECK FACSIMILE INSTEAD
OF THE ORIGINAL CHECK.

(C) (1) ON REQUEST OF A CUSTOMER WITH A TRUNCATED ACCOUNT UNDER
WHICH THE CUSTOMER DOES NOT RECEIVE CHECK FACSIMILES ON A REGULAR
BASIS, A BANKING INSTITUTION SHALL RETURN TO THE CUSTOMER ON A REGULAR
BASIS, AT THE BANKING INSTITUTION'S OPTION, EITHER THE CUSTOMER'S ORIGINAL
CHECKS OR CHECK FACSIMILES OF THE FRONT OF THE CUSTOMER'S ORIGINAL
CHECKS.

(2) ON REQUEST OF A CUSTOMER WITH A TRUNCATED ACCOUNT UNDER
WHICH THE BANKING INSTITUTION RETURNS CHECK FACSIMILES ON A REGULAR
BASIS, A BANKING INSTITUTION SHALL RETURN TO THE CUSTOMER ON A REGULAR
BASIS. AT NO ADDITIONAL COST TO THE CUSTOMER. CHECK FACSIMILES OF THE
FRONT OF THE CUSTOMER'S ORIGINAL CHECKS THAT ARE AT LEAST THE SAME SIZE
AS THE CUSTOMER'S ORIGINAL CHECKS.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
June 1, 2003 January 1, 2004.

May 22, 2003

The Honorable Michael E. Busch
Speaker of the House
State House
Annapolis MD 21401

Dear Mr. Speaker:

In accordance with Article II, Section 17 of the Maryland Constitution, today I have
vetoed House Bill 143 - Maryland Medbank Program - Administration, Extension,
and Funding.

This bill extends the termination date of the Maryland Medbank Program and

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