Ch. 374

2003 LAWS OF MARYLAND

(16)    A DESCRIPTION OF THE APPLICANT'S FINANCIAL ANALYSIS AND
FINANCIAL ANALYSIS INITIAL BUDGET PLAN, INCLUDING ANY FORM OR
ELECTRONIC MODEL, THAT IS ARE USED TO EVALUATE THE FINANCIAL CONDITION
DEBT OBLIGATIONS FINANCIAL CONDITION OF CONSUMERS;

(17)    A COPY OF THE DEBT MANAGEMENT SERVICES AGREEMENT THAT
THE APPLICANT WILL USE IN ITS DEBT MANAGEMENT SERVICES BUSINESS;

(18)    A COPY OF THE APPLICANT'S PLAN TO ENSURE THAT EACH DEBT
MANAGEMENT COUNSELOR EMPLOYED BY THE APPLICANT IS CERTIFIED BY AN
INDEPENDENT ORGANIZATION WITHIN 6 MONTHS AFTER THE DEBT MANAGEMENT
COUNSELOR IS HIRED, AND THAT ANY EMPLOYEE WHO IS A SUPERVISOR OR
MANAGER OF A DEBT MANAGEMENT COUNSELOR IS CERTIFIED BY AN
INDEPENDENT ORGANIZATION WITHIN 3 MONTHS AFTER THE EMPLOYEE IS HIRED;
AND

(19)    ANY OTHER INFORMATION THAT THE COMMISSIONER REASONABLY
REQUIRES.

(C)     THE COMMISSIONER MAY REFUSE AN APPLICATION IF IT CONTAINS
ERRONEOUS OR INCOMPLETE INFORMATION.

(D)     WITH THE APPLICATION, THE APPLICANT SHALL PAY TO THE
COMMISSIONER:

(1)      A LICENSE FEE IN THE AMOUNT ESTABLISHED UNDER § 12-904 OF
THIS SUBTITLE; AND

(2)      A NONREFUNDABLE INVESTIGATION FEE IN THE AMOUNT
ESTABLISHED UNDER § 12-904 OF THIS SUBTITLE.

(E)     WITH THE APPLICATION, THE APPLICANT SHALL FILE A SURETY BOND
WITH THE COMMISSIONER AS PROVIDED IN § 12-914 OF THIS SUBTITLE.

12-909.

(A)     IN CONNECTION WITH AN INITIAL APPLICATION, A RENEWAL
APPLICATION, AND AT ANY OTHER TIME THE COMMISSIONER REQUESTS, AN
APPLICANT OR LICENSEE SHALL PROVIDE FINGERPRINTS FOR USE BY THE FEDERAL
BUREAU OF INVESTIGATION AND THE MARYLAND CRIMINAL JUSTICE INFORMATION
SYSTEM CENTRAL REPOSITORY OF THE DEPARTMENT OF PUBLIC SAFETY AND
CORRECTIONAL SERVICES TO CONDUCT CRIMINAL HISTORY RECORDS CHECKS.

(B)     AN APPLICANT OR LICENSEE REQUIRED TO PROVIDE FINGERPRINTS
UNDER THIS SECTION SHALL PAY ANY PROCESSING OR OTHER REQUIRED FEE.

(C)     IF THE APPLICANT OR LICENSEE IS A CORPORATION, THE
FINGERPRINTING AND CRIMINAL HISTORY RECORDS CHECK REQUIREMENTS SHALL
APPLY TO THE PRESIDENT AND ANY OTHER OFFICER, DIRECTOR, PRINCIPAL, OR
OWNER OF THE CORPORATION AS REQUIRED BY THE COMMISSIONER

(D)     THE COMMISSIONER MAY SHALL REQUIRE ANY AGENT ACTING ON
BEHALF OF A LICENSEE TO MANAGE A TRUST ACCOUNT REQUIRED UNDER § 12-917

- 2638 -