Ch. 203                                    2003 LAWS OF MARYLAND

Article - Financial Institutions

1-302.

Except as otherwise expressly provided in this subtitle, a fiduciary institution, its
officers, employees, agents, and directors:

(1)     May not disclose to any person any financial record relating to a
customer of the institution unless:

(i) The customer has authorized the disclosure to that person;

(ii) Proceedings have been instituted for appointment of a guardian
of the property or of the person of the customer, and court-appointed counsel presents
to the fiduciary institution an order of appointment or a certified copy of the order
issued by or under the direction or supervision of the court or an officer of the court;

(iii) The customer is disabled and a guardian is appointed or
Qualified by a court, and the guardian presents to the fiduciary institution an order of
appointment or a certified copy of the order issued by or under the direction or
supervision of the court or an officer of the court;

(iv) The customer is deceased and a personal representative is
appointed or qualified by a court, and the personal representative presents to the
fiduciary institution letters of administration issued by or under the direction or
supervision of the court or an officer of the court;

(v) The Department of Human Resources requests the financial
record in the course of verifying the individual's eligibility for public assistance; [or]

(vi) The institution received a request, notice, or subpoena for
information directly from the Child Support Enforcement Administration of the
Department of Human Resources under § 10-108.2, § 10-108.3, or § 10-108.5 of the
Family Law Article or indirectly through the Federal Parent Locator Service under 42
U.S.C. § 666(a)(17); [and] OR

(VII) THE INSTITUTION RECEIVED A REQUEST, NOTICE, OR
SUBPOENA FOR INFORMATION DIRECTLY FROM THE COMPTROLLER UNDER § 13-804
OR § 13-812 OF THE TAX - GENERAL ARTICLE;

(2)     Shall disclose any information requested in writing by the
Department of Human Resources relative to moneys held in a savings deposit, time
deposit, demand deposit, or any other deposit held by the fiduciary institution in the
name of the individual who is a recipient or applicant for public assistance; AND

(3) SHALL DISCLOSE ANY INFORMATION REQUESTED IN WRITING BY
THE COMPTROLLER RELATIVE TO MONEYS HELD IN A SAVINGS DEPOSIT, TIME
DEPOSIT, DEMAND DEPOSIT, OR ANY OTHER DEPOSIT HELD BY THE FIDUCIARY
INSTITUTION IN THE NAME OF AN INDIVIDUAL WHOSE PROPERTY IS SUBJECT TO A
TAX LIEN.

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