(3) A LISTING BY INSURER OF THE NUMBER OF CLAIMS FILED BY
INDIVIDUALS WHO ALLEGE OR HAVE ALLEGED THAT THEY ARE HOLOCAUST VICTIMS
AND WHETHER EACH CLAIM HAS BEEN PAID OR PAYMENT HAS BEEN DENIED;

(4) A SUMMARY OF THE LENGTH OF TIME FOR THE PROCESSING AND
DISPOSITION OF CLAIMS FILED BY INDIVIDUALS WHO ALLEGE OR HAVE ALLEGED
THAT THEY ARE HOLOCAUST VICTIMS BY THE INSURER; AND

(5) A LISTING OF THE CIRCUMSTANCES OF THE ACTIVITIES OF THE
COMMISSIONER UNDER ITEM (4) OF THIS SUBSECTION AND § 28-107 OF THIS TITLE.

28-107.

(A) IN ADDITION TO ANY OTHER PENALTY AUTHORIZED BY THIS TITLE, ANY
INSURER OR PERSON THAT VIOLATES THIS TITLE IS SUBJECT TO A CIVIL PENALTY
OF UP TO $100,000 FOR EACH DAY THE VIOLATION CONTINUES.

(B) IF THE COMMISSIONER FINDS THAT A VIOLATION OF THIS TITLE IS
WILLFUL, THE INSURER SHALL BE FINED AN AMOUNT THAT THE COMMISSIONER
CONSIDERS APPROPRIATE BASED ON THE DEGREE OF WILLFUL MISCONDUCT AND
THE NATURE OF THE VIOLATION.

28-108.

AN INSURER MAY NOT BE CONSIDERED TO BE IN VIOLATION OF ANY
PROVISION OF TITLE 27 OF THIS ARTICLE FOR COMPLYING WITH THIS TITLE.

28-109.

THE COMMISSIONER SHALL ADOPT REGULATIONS TO CARRY OUT THIS TITLE
AND TO FACILITATE, MONITOR AND VERIFY COMPLIANCE WITH THIS TITLE.

28-110.

THIS TITLE IS THE HOLOCAUST VICTIMS INSURANCE ACT

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
July 1, 1999. The exclusion under § 7-203(1) of the Tax - General Article shall be
applicable to decedents dying on or after July 1, 1999. The subtraction modification
under § 10-207(t) of the Tax - General Article shall be applicable to all taxable years
beginning after December 31, 1998.

May 27, 1999

The Honorable Thomas V. Mike Miller, Jr.
President of the Senate
State House
Annapolis MD 21401

Dear Mr. President:

In accordance with Article II, Section 17 of the Maryland Constitution, I have today
vetoed Senate Bill 236.