10-604.

(A) A SPECIAL RESTRICTED CERTIFICATE OF QUALIFICATION ISSUED UNDER
THIS SUBTITLE AUTHORIZES THE MOTOR VEHICLE RENTAL COMPANY TO OFFER OR
SELL, IN CONNECTION WITH, AND INCIDENTAL TO, A MOTOR VEHICLE RENTAL
AGREEMENT IN WHICH THE RENTAL PERIOD DOES NOT EXCEED 30 DAYS, THE
INSURANCE PRODUCTS SPECIFIED IN PARAGRAPH (B) OF THIS SECTION IF:

(1) THE POLICIES HAVE BEEN FILED WITH AND APPROVED BY THE
COMMISSIONER;

(2) THE MOTOR VEHICLE RENTAL COMPANY HOLDS AN APPOINTMENT
WITH EACH AUTHORIZED INSURER, UNDER § 10-118(A) OF THIS TITLE, THAT THE
MOTOR VEHICLE RENTAL COMPANY INTENDS TO REPRESENT;

(3) PRIOR TO COMPLETION OF THE RENTAL TRANSACTION, THE MOTOR
VEHICLE RENTAL COMPANY PROVIDES TO THE RENTER DISCLOSURES APPROVED BY
THE COMMISSIONER THAT:

(I) SUMMARIZE, CLEARLY AND CORRECTLY, THE MATERIAL TERMS
OF COVERAGE. INCLUDING LIMITATIONS OR EXCLUSIONS:

(II) IDENTIFY THE AUTHORIZED INSURER OR INSURERS;

(III) SPECIFY THAT THE POLICIES OFFERED BY THE MOTOR
VEHICLE RENTAL COMPANY MAY PROVIDE A DUPLICATION OF COVERAGE ALREADY
PROVIDED BY A RENTER'S PERSONAL AUTOMOBILE INSURANCE POLICY.
HOMEOWNER'S INSURANCE POLICY, PERSONAL LIABILITY INSURANCE POLICY, OR
OTHER SOURCE OF COVERAGE:

(IV) SPECIFY THAT THE PURCHASE OF THE COVERAGES OFFERED
BY THE MOTOR VEHICLE RENTAL COMPANY IS NOT REQUIRED IN ORDER FOR THE
RENTER TO RENT A VEHICLE;

(V) DESCRIBE THE PROCESS BY WHICH THE RENTER CAN FILE A

CLAIM; AND

(VI) SPECIFY THAT ANY EXCESS LIABILITY COVERAGE PURCHASED
BY THE RENTER MAY DUPLICATE COVERAGE REQUIRED TO BE PROVIDED UNDER §
18-102(A)(2) OF THE TRANSPORTATION ARTICLE; AND

(4) THE MOTOR VEHICLE RENTAL COMPANY PROVIDES A TRAINING
PROGRAM, APPROVED BY THE INSURANCE COMMISSIONER, FOR ANY EMPLOYEE
WHO OFFERS, SELLS. SOLICITS, OR PROCURES INSURANCE COVERAGE UNDER THIS
SUBTITLE THAT INCLUDES:

(I) INSTRUCTION ABOUT THE KINDS OF INSURANCE SPECIFIED IN
SUBSECTION (B) OF THIS SECTION THAT CAN BE OFFERED TO RENTERS:

(II) INSTRUCTION THAT THE TRAINEE SHALL INFORM A RENTER
THAT THE PURCHASE OF ANY INSURANCE FROM THE MOTOR VEHICLE RENTAL
COMPANY IS NOT REQUIRED IN ORDER FOR THE RENTER TO RENT A VEHICLE: AND