(8) A REPRESENTATIVE OF A HEALTH MAINTENANCE ORGANIZATION
THAT MARKETS INDIVIDUAL POLICIES IN THE STATE, APPOINTED BY THE
COMMISSIONER;

(9) A REPRESENTATIVE OF A HEALTH MAINTENANCE ORGANIZATION
THAT MARKETS SMALL GROUP POLICIES IN THE STATE, APPOINTED BY THE
COMMISSIONER;

(10) A REPRESENTATIVE OF THE MARYLAND ASSOCIATION OF LIFE
UNDERWRITERS OR THE MARYLAND ASSOCIATION OF HEALTH UNDERWRITERS,
APPOINTED BY THE COMMISSIONER;

(11) A CONSUMER REPRESENTATIVE WHO HAS HEALTH INSURANCE
COVERAGE WITH A CARRIER OPERATING IN THE INDIVIDUAL MARKET, APPOINTED
BY THE COMMISSIONER;

(12) A REPRESENTATIVE OF MHA: THE ASSOCIATION OF MARYLAND
HOSPITALS AND HEALTH SYSTEMS, APPOINTED BY THE COMMISSIONER; AND

(13) TWO MEMBERS OF THE GENERAL PUBLIC WITH EXPERIENCE OR
KNOWLEDGE OF HEALTH INSURANCE, APPOINTED BY THE COMMISSIONER

(C) THE TASK FORCE SHALL BE JOINTLY CHAIRED BY THE COMMISSIONER
AND THE EXECUTIVE DIRECTOR OF THE MARYLAND HEALTH CARE ACCESS AND
COST COMMISSION.

(D) THE TASK FORCE SHALL REVIEW AND STUDY THE CHARACTERISTICS OF
THE NON-GROUP MARKET, INCLUDING:

(1) AN ANALYSIS AND SURVEY OF NON-GROUP PRODUCTS AVAILABLE
IN THE STATE;

(2) THE DEMOGRAPHICS OF THOSE INSURED IN THE NON-GROUP

MARKET;

(3) THE AFFORDABILITY OF NON-GROUP PRODUCTS AND PRICING
CONSIDERATIONS IN THE NON-GROUP MARKET; AND

(4) TRENDS IN PREMIUM COSTS FOR NON-GROUP PRODUCTS.

(E) BASED ON ITS ANALYSIS OF THE NON-GROUP MARKET, THE TASK FORCE
SHALL RECOMMEND WHETHER CHANGES SHOULD BE MADE TO STATE LAWS
GOVERNING THE NON-GROUP MARKET, TAKING INTO ACCOUNT AND EXAMINING
ISSUES RELATED TO:

(1) THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT

OF 1997;

(2) THE SUBSTANTIAL, AVAILABLE, AND AFFORDABLE COVERAGE

PROGRAM;

(3) THE SMALL GROUP MARKET PLAN;