(1) UNLESS AN INSURER RECEIVES NOTICE OF THE POLICYHOLDER'S
INTENTION TO TERMINATE A POLICY, THE INSURER MAY COLLECT PREMIUM FOR
THE 31 DAY GRACE PERIOD;

(2) IF THE INSURER RECEIVES A NOTICE OF INTENTION TO TERMINATE
A POLICY, THE INSURER MAY COLLECT PREMIUM FROM THE FIRST DAY OF THE
GRACE PERIOD UNTIL THE LATER OF:

(I) THE DAY NOTICE IS RECEIVED; OR

(II) THE DATE OF TERMINATION STATED IN THE NOTICE;

(3) IF PREMIUM FOR THE 31 DAY GRACE PERIOD IS PAID AFTER THE
GRACE PERIOD ENDS, THE INSURER MAY CHARGE INTEREST ON THE PREMIUM; AND

(4) INTEREST MAY NOT BEGIN TO ACCRUE DURING THE 31 DAY GRACE

PERIOD.

(C) AN INSURER MAY SUBSTITUTE A CORRESPONDING PROVISION WITH
WORDING DIFFERENT FROM THAT OF A PROVISION SET FORTH IN THIS SECTION IF
THE CORRESPONDING PROVISION IS:

(1) APPROVED BY THE COMMISSIONER; AND

(2) AT LEAST AS FAVORABLE TO THE INSURED OR BENEFICIARY.

15-307.2.

(A) A POLICY OF BLANKET HEALTH INSURANCE MAY CONTAIN THE
FOLLOWING PROVISION:

"ILLEGAL OCCUPATION: THE INSURER SHALL NOT BE LIABLE FOR ANY LOSS TO
WHICH A CONTRIBUTING CAUSE WAS THE INSURED'S COMMISSION OF OR
ATTEMPT TO COMMIT A FELONY OR TO WHICH A CONTRIBUTING CAUSE WAS
THE INSURED'S BEING ENGAGED IN AN ILLEGAL OCCUPATION."

(B) A POLICY OF BLANKET HEALTH INSURANCE MAY CONTAIN THE
FOLLOWING PROVISION:

"INTOXICANTS AND NARCOTICS: THE INSURER SHALL NOT BE LIABLE FOR ANY
LOSS SUSTAINED OR CONTRACTED IN CONSEQUENCE OF THE INSURED'S BEING
INTOXICATED OR UNDER THE INFLUENCE OF ANY NARCOTIC UNLESS
ADMINISTERED ON THE ADVICE OF A PHYSICIAN."

(C) AN INSURER MAY SUBSTITUTE A CORRESPONDING PROVISION WITH
WORDING DIFFERENT FROM THAT OF A PROVISION SET FORTH IN THIS SECTION IF
THE CORRESPONDING PROVISION IS:

(1) APPROVED BY THE COMMISSIONER; AND

(2) AT LEAST AS FAVORABLE TO THE INSURED OR BENEFICIARY.