2. the extent to which the insurance coverage is already

generally available;

3. if coverage is not generally available, the extent to which
the lack of coverage results in individuals avoiding necessary health care treatments;

4. if coverage is not generally available, the extent to which
the lack of coverage results in unreasonable financial hardship;

5. the level of public demand for the service;

6. the level of public demand for insurance coverage of the

service;

7. the level of interest of collective bargaining agents in
negotiating privately for inclusion of this coverage in group contracts; and

8. the extent to which the mandated health insurance service
is covered by self-funded employer groups of employers in the State who employ at
least 500 employees;

(ii) medical impacts, including:

1. the extent to which the service is generally recognized by
the medical community as being effective and efficacious in the treatment of patients;

2. the extent to which the service is generally recognized by
the medical community as demonstrated by a review of scientific and peer review
literature; and

3. the extent to which the service is generally available and
utilized by treating physicians; and

(iii) financial impacts, including:

1. the extent to which the coverage will increase or decrease
the cost of the service;

2. the extent to which the coverage will increase the
appropriate use of the service;

3. the extent to which the mandated service will be a
substitute for a more expensive service;

4. the extent to which the coverage will increase or decrease
the administrative expenses of insurers and the premium and administrative
expenses of policy holders;

5. the impact of this coverage on the total cost of health care;

and

6. the impact of all mandated health insurance services on
employers' ability to purchase health benefits policies meeting their employees' needs.