Ch. 35

1997 LAWS OF MARYLAND

REQUIREMENT THAT DRIVERS UNDER THE AGE OF 18 YEARS MUST ACQUIRE A
PROVISIONAL DRIVER'S LICENSE BEFORE ACQUIRING A DRIVER'S LICENSE.

(D) EMERGENCY VEHICLE DRIVING RECORDS.

FOR PURPOSES OF RECLASSIFYING AN INSURED IN A CLASSIFICATION THAT
ENTAILS A HIGHER PREMIUM, AN INSURER UNDER AN AUTOMOBILE INSURANCE
POLICY MAY NOT CONSIDER ACCIDENT REPORTS AND ABSTRACTS OF COURT
CONVICTIONS THAT RELATE TO DRIVING AN EMERGENCY VEHICLE AND THAT ARE
ON RECORD WITH THE MOTOR VEHICLE ADMINISTRATION, AS PROVIDED IN §
16-117(B) OF THE TRANSPORTATION ARTICLE.

(E) MOTOR VEHICLE LAW OFFENSES,

FOR PURPOSES OF RECLASSIFYING AN INSURED IN A CLASSIFICATION THAT
ENTAILS A HIGHER PREMIUM, AN INSURER UNDER AN AUTOMOBILE INSURANCE
POLICY MAY NOT CONSIDER A PROBATION BEFORE JUDGMENT DISPOSITION OF A
MOTOR VEHICLE LAW OFFENSE OR A FIRST OFFENSE OF DRIVING WITH AN
ALCOHOL CONCENTRATION OF 0.10 OR MORE UNDER § 16-205.1 OF THE
TRANSPORTATION ARTICLE ON RECORD WITH THE MOTOR VEHICLE
ADMINISTRATION, AS PROVIDED IN § 16-117(B) OF THE TRANSPORTATION ARTICLE.

(F) NOTIFICATION OF CHANGE IN CIRCUMSTANCES.

IF THE INSURED UNDER AN AUTOMOBILE INSURANCE POLICY NOTIFIES THE
INSURER OF A CHANGE IN CIRCUMSTANCES THAT JUSTIFIES RECLASSIFYING THE
INSURED IN A DIFFERENT CLASSIFICATION OR TERRITORY, THE INSURER SHALL
ADJUST THE PREMIUM CHARGED THE INSURED FROM THE DATE OF NOTIFICATION.

(G) ACCIDENT PREVENTION COURSE.

FOR MOTOR VEHICLE PERSONAL INJURY AND PROPERTY DAMAGE
COVERAGE, AN INSURER MAY PROVIDE A REDUCTION IN RATES BASED ON
ACTUARIAL JUSTIFICATION TO AN INSURED WHO:

(1) IS AT LEAST 55 YEARS OLD; AND

(2) WITHIN THE LAST 2 YEARS, HAS COMPLETED SUCCESSFULLY A
COURSE IN ACCIDENT PREVENTION:

(I) THAT IS APPROVED BY THE MOTOR VEHICLE
ADMINISTRATION;

(II) THAT INCLUDES CLASSROOM INSTRUCTION OR PRACTICE
DRIVING OF THE NUMBER OF HOURS THAT THE MOTOR VEHICLE ADMINISTRATION
REQUIRES; AND

(III) FOR WHICH THE INSURED HAS RECEIVED A CERTIFICATE
THAT CERTIFIES THE COMPLETION OF THE COURSE.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 242(c)(7) and (8).

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