Ch. 35

1997 LAWS OF MARYLAND

THE FILER SHALL PROVIDE ALL PERTINENT INFORMATION ABOUT THE FILING TO
AN INSURED AFFECTED BY THE FILING OR THE AUTHORIZED REPRESENTATIVE OF
THE INSURED.

(B) PROFESSIONAL LIABILITY INSURANCE FOR HEALTH CARE PROVIDERS.

AT THE TIME OF FILING A PROPOSED RATE INCREASE WITH THE
COMMISSIONER, AN INSURER THAT PROVIDES PROFESSIONAL LIABILITY
INSURANCE TO A PHYSICIAN OR OTHER HEALTH CARE PROVIDER SHALL NOTIFY
EACH POLICYHOLDER IN WRITING THAT:

(1) THE INSURER HAS FILED A PROPOSED RATE INCREASE WITH THE
COMMISSIONER;

(2) A HEARING MAY BE REQUESTED WITH RESPECT TO THE FILING
UNDER § 11-208(E) OF THIS SUBTITLE; AND

(3) AN ORDER, HEARING, OR REFUSAL OF A HEARING BY THE
COMMISSIONER MAY BE APPEALED UNDER SUBTITLE 5 OF THIS TITLE.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 242(d)(12) and (j).

Defined terms: "Commissioner" § 1-101
"Insurance" § 1-101
"Insurer" § 1-101
"Rate" § 11-101

11-212. RESERVED.

11-213. RESERVED.

PART III. SAME — AUTOMOBILE INSURANCE.
11-214. STATEMENT OF RATE CLASSIFICATIONS.

(A) IN GENERAL.

EACH INSURER THAT PROVIDES A PRIVATE PASSENGER AUTOMOBILE
INSURANCE POLICY SHALL PROVIDE TO THE POLICYHOLDER AT THE TIME OF
ISSUANCE OR RENEWAL OF THE POLICY A STATEMENT THAT:

(1) DEFINES THE POLICYHOLDER'S RATE CLASSIFICATIONS; AND

(2) IF THE INSURER IS AN AUTHORIZED INSURER, INCLUDES A
SUMMARY, IN A FORM APPROVED BY THE COMMISSIONER, OF THE INSURER'S
APPROVED SURCHARGE PLAN OR DRIVER RECORD POINT PLAN FOR THAT POLICY.

(B) EFFECT OF STATEMENT.

THE STATEMENT MUST BE SUFFICIENTLY CLEAR AND SPECIFIC SO THAT AN
INDIVIDUAL OF AVERAGE INTELLIGENCE CAN IDENTIFY THE CLASSIFICATIONS
WITHOUT MAKING FURTHER INQUIRY.

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