PARRIS N. GLENDENING, Governor

H.B. 85

(1) on request of the applicant or claimant; [or]

(2)     ON REQUEST OF the agent of the applicant or claimant: OR

(3)      ON REQUEST OF THE APPLICANT. A PHYSICIAN OF THE APPLICANT'S

CHOICE.

4-403.

(b) (1) An insurer may disclose specific medical information contained in an
insured's medical records to:

(I) the insured; [or]

(II) the insured's agent or representative; OR

(III) ON REQUEST OF THE INSURED, A PHYSICIAN OF THE
INSURED'S CHOICE

4-401. 4-404.

IF A LIFE INSURER DENIES A POLICY OF LIFE INSURANCE TO AN APPLICANT,
THE LIFE INSURER SHALL DISCLOSE THE RESULTS OF ANY MEDICAL EXAMINATION
ADMINISTERED TO DETERMINE THE APPLICANTS INSURABILITY TO A PHYSICIAN
OF THE APPLICANT'S CHOICE IF THE APPLICANT SO REQUESTS.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
October 1, 1997.

May 22, 1997

The Honorable Casper R. Taylor, Jr.
Speaker of the House
State House
Annapolis MD 21401

Dear Mr. Speaker:

In accordance with Article II, Section 17 of the Maryland Constitution, I have today
vetoed House Bill 85.

This bill authorizes the Department of Business and Economic Development to extend
the contract to run the Maryland Small Business Development Financing Authority until
June 30, 2002 with the option for one additional five-year term. Any extension or renewal
contract must include performance standards. It increases from $100,000 to $500,000 the
amount of equity participation financing allowed for a franchise and removes the $3
million annual cap on total equity participation financing.

Senate Bill 257, which was passed by the General Assembly and signed by me on this
date, accomplishes the same purpose. Therefore, it is not necessary for me to sign House
Bill 85.

Sincerely,

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