Ch. 698                                        1997 LAWS OF MARYLAND

Article 48A—Insurance Code

698.

(q) (3) (i) A carrier may-net impose a minimum participation-requirement
[for a small employer]:

1. FOR A SMALL EMPLOYER GROUP IF ANY MEMBER OF THE
GROUP PARTICIPATES IN A MEDICAL SAVINGS ACCOUNT THAT QUALIFIES UNDER
THE FEDERAL HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF
1996; OR

2. FOR ANY OTHER SMALL EMPLOYER GROUP that is greater
than 75 percent of eligible employees of the small employer.

700.

(a) (1) [The] IN ACCORDANCE WITH TITLE 19, SUBTITLE 15 OF THE HEALTH
- GENERAL ARTICLE, THE Commission shall adopt regulations specifying:

(I) [the] THE Comprehensive Standard Health Benefit Plan to apply
under this subtitle[, in accordance with the provisions of Title 19, Subtitle 15 of the
Health—General Article]; AND

(II) A MODIFIED HEALTH BENEFIT PLAN FOR MEDICAL SAVINGS
ACCOUNTS THAT QUALIFY UNDER THE FEDERAL HEALTH INSURANCE
PORTABILITY AND ACCOUNTABILITY ACT OF 1996, INCLUDING:

1. A WAIVER OF DEDUCTIBLES AS PERMITTED UNDER
FEDERAL LAW;

2. MINIMUM FUNDING STANDARDS FOR MEDICAL SAVINGS
ACCOUNTS; AND

3. AUTHORIZATION FOR OFFERING THE MODIFIED PLAN
ONLY BY THOSE PERSONS WHO OFFER THE COMPREHENSIVE STANDARD HEALTH
BENEFIT PLAN ADOPTED IN ACCORDANCE WITH ITEM (I) OF THIS PARAGRAPH.

Article - Health - General

19-1502.

(c) The purpose of the Commission is to:

(5) [Develop] IN ACCORDANCE WITH TITLE 15, SUBTITLE 12 OF THE
INSURANCE ARTICLE, DEVELOP:

(I)       [a] A uniform set of effective benefits to be included in the
comprehensive standard health benefit plan [to apply under Subtitle 55 of Article 48A of
the Code]; AND

(II)     A MODIFIED HEALTH BENEFIT PLAN FOR MEDICAL SAVINGS
ACCOUNTS;

- 4030 -