Ch. 593

1997 LAWS OF MARYLAND

(ii) "Agent of an association or organization" does not include an
independent contractor who provides services or performs duties on behalf of the
association or organization on a contractual basis.

(10) (I) "Volunteer" means an officer, director, trustee, or other person
who provides services or performs duties on behalf of on association or organization
without receiving compensation.

(II) "VOLUNTEER" INCLUDES AN INDIVIDUAL WHO IS ENGAGED IN
A COMMUNITY SERVICE WORK ACTIVITY UNDER THE FAMILY INVESTMENT
PROGRAM ESTABLISHED UNDER ARTICLE 88A OF THE CODE.

(b) Except as provided in subsection (d) of this section, an agent of an association
or organization is not personally liable for damages in any suit if:

(1) The association or organization maintains insurance covering liability
incurred by the association or organization or its agents, or both, as a result of the acts or
omissions of its agents in providing services or performing duties on behalf of the
association or organization;

(2)     The terms of the insurance policy under which the insurance is
maintained provide coverage for the act or omission which is the subject matter of the suit
and no meritorious basis exists for the denial of the coverage by the insurance carrier; and

(3)     The insurance has:

(i) A limit of coverage of not less than:

1. $200,000 per individual claim, and $500,000 per total claims
that arise from the same occurrence; or

2. $750,000 per policy year, and $500,000 per total claims that
arise from the same occurrence; and

(ii) 1. If the insurance has a deductible, a deductible amount not
greater than $10,0000 per occurrence; or

2. If there is coinsurance, a rate of coinsurance not greater than
20 percent:

5-313.

(a) (1) In this section the following words have the meanings indicated.

(3) (i) "Community recreation program" means an athletic, fitness, or
recreation activity:

1. Organized for pleasure, recreation, or other nonprofit
purposes;

2. That has substantially all of its activities conducted for
pleasure; recreation, or other nonprofit purposes; and

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