Ch. 198

1997 LAWS OF MARYLAND

CHAPTER 198
(Senate Bill 724)

AN ACT concerning

Life Insurance and Health Insurance—Rejection of Application—Statement of Actual
Reason for—Rejection Health Insurers and Life Insurers - Disclosure of Medical

Information

FOR the purpose of requiring a life or health insurer, when the insurer rejects an
application for a policy, to provide the applicant with a certain notice and a certain
statement of the actual reason for rejection under certain circumstances;
establishing certain form and content requirements for the statement of actual
reason; providing that a statement of actual reason is privileged under certain
circumstances; requiring an insurer to file a copy of each statement of actual reason
with the Maryland Insurance Commissioner; and generally relating to the statement
of actual reason for rejection of an application in life insurance and health
insurance.

FOR the purpose of requiring certain medical files on applicants compiled by health
insurers and life insurers to be made available for inspection to a physician of the
applicant's choice under certain circumstances; authorizing a certain insurer to
disclose certain medical information to a physician of an insured's choice under
certain circumstances; requiring a life insurer that denies a policy of life insurance
to an applicant to disclose to a certain physician the results of a certain medical
examination on request of the applicant; and generally relating to requirements for
health insurers and life insurers to disclose medical information.

BY adding to

Article - Insurance
Section 27-911

Annotated Code of Maryland

(1995 Volume and 1996 Supplement)

(As enacted by Chapter __ (H.B. 11) of the Acts of the General Assembly of 1997)

BY repealing and reenacting, with amendments,
Article - Insurance
Section 4-402(a) and 4-403(b)(1)
Annotated Code of Maryland
(1995 Volume and 1996 Supplement)

(As enacted by Chapter 36 of the Acts of the General Assembly of 1995 and
Chapter (H.B. 387) of the Acts of the General Assembly of 1997)

BY adding to

Article - Insurance
Section 4-404

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