PARRIS N. GLENDENING, Governor Ch. 70

(4) [a statement as to whether the policy or contract is approved under the
Maryland Partnership for Long-Term Care Program under Title 15, Subtitle 4 of the
Health - General Article;

(5) ] a statement that the outline of coverage is a summary of the policy or
contract issued or applied for and the policy or contract should be consulted to determine
the governing contractual provisions; and

[(6)](5) any expected premium increases or additional premiums to pay for
automatic or optional benefit increases, including a reasonable hypothetical or graphic
demonstration of the potential premiums that the applicant will need to pay at age 75 for
benefit increases.

18-107.

A certificate that is issued under group long-term care insurance shall include:

(1) a description of the principal benefits and coverage provided in the
policy or contract;

(2) a statement of the principal exclusions, reductions, and limitations of
coverage in the policy or contract; AND

(3) a statement that the group master policy or contract determines the
governing contractual provisions[; and

(4) a statement as to whether the policy or contract is approved under the
Maryland Partnership for Long-Term Care Program under Title 15, Subtitle 4 of the
Health - General Article].

SECTION 14. AND BE IT FURTHER ENACTED, That the Laws of Maryland
read as follows:

Article - Insurance

18-106.

(b) The outline of coverage shall include:

(1) a description of the principal benefits and coverage provided in the
policy or contract;

(2) a statement of the principal exclusions, reductions, and limitations in the
policy or contract;

(3) a statement of the renewal provisions, including any reservation in the
policy or contract of a right to change the schedule of premiums;

(4) A STATEMENT AS TO WHETHER THE POLICY OR CONTRACT IS
APPROVED UNDER THE MARYLAND PARTNERSHIP FOR LONG-TERM CARE
PROGRAM UNDER TITLE 15, SUBTITLE 4 OF THE HEALTH - GENERAL ARTICLE;

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