Ch. 35

1997 LAWS OF MARYLAND

(2) TERMS OF RENEWALS;

(3) INITIAL AND SUBSEQUENT CONDITIONS OF ELIGIBILITY;

(4) NONDUPLICATION OF COVERAGE PROVISIONS;

(5) PREEXISTING CONDITIONS;

(6) RENEWABILITY OF COVERAGE;

(7) CONTINUATION AND CONVERSION;

(8) PROBATIONARY PERIODS, LIMITATION OF COVERAGE PROVISIONS,
AND RECURRENT CONDITIONS;

(9) COVERAGE OF DEPENDENTS;

(10) LOSS RATIO STANDARDS; AND

(11) ANY OTHER MATTER THAT THE COMMISSIONER DETERMINES IS IN
THE BEST INTEREST OF THE PUBLIC.

REVISOR'S NOTE: This section formerly was Art. 48A, § 644.

The only changes are in style.

Defined terms: "Commissioner" § 1-101
"Long-term care insurance" § 18-101
"Loss ratio" § 18-101
"Preexisting condition" § 18-101

18-103. COMPLIANCE WITH TITLE REQUIRED; ADVERTISING; MARKETING.

(A) COMPLIANCE WITH TITLE REQUIRED.

A CARRIER MAY NOT ADVERTISE, MARKET, OR OFFER A POLICY, CONTRACT,
OR CERTIFICATE IN THE STATE AS LONG-TERM CARE INSURANCE OR LONG-TERM
NURSING HOME INSURANCE UNLESS THE POLICY OR CONTRACT COMPLIES WITH
THIS TITLE.

(B) ADVERTISING.

(1) BEFORE A CARRIER ADVERTISES, ON TELEVISION OR RADIO OR IN
WRITING, A POLICY OR CONTRACT OF LONG-TERM CARE INSURANCE OR
LONG-TERM NURSING HOME INSURANCE THAT IS OFFERED FOR SALE IN THE
STATE, THE CARRIER SHALL SUBMIT A COPY OF THE ADVERTISEMENT TO THE
COMMISSIONER FOR REVIEW.

(2) THE CARRIER SHALL RETAIN EACH ADVERTISEMENT FOR 3 YEARS
AFTER THE DATE THE ADVERTISEMENT FIRST WAS USED.

(3) THE COMMISSIONER MAY EXEMPT A CARRIER OR A CARRIER'S
ADVERTISING FORM OR MATERIAL FROM THE REQUIREMENTS OF THIS SECTION IF
IN THE OPINION OF THE COMMISSIONER THE REQUIREMENTS MAY NOT
REASONABLY BE APPLIED.

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