Ch. 35 1997 LAWS OF MARYLAND

(3) "LONG-TERM CARE INSURANCE" DOES NOT INCLUDE:

(I) A POLICY, CONTRACT, CERTIFICATE, OR RIDER THAT IS
OFFERED PRIMARILY TO PROVIDE:

1. BASIC MEDICARE SUPPLEMENT COVERAGE;

2. HOSPITAL CONFINEMENT INDEMNITY COVERAGE;

3. BASIC HOSPITAL EXPENSE OR MEDICAL SURGICAL
EXPENSE COVERAGE;

4. DISABILITY INCOME PROTECTION COVERAGE;

5. ACCIDENT-ONLY COVERAGE;

6. SPECIFIED DISEASE OR SPECIFIED ACCIDENT COVERAGE;

OR

7. SKILLED NURSING CARE;

(II) A LIFE INSURANCE POLICY THAT:

1. ACCELERATES THE DEATH BENEFIT SPECIFICALLY FOR:

A. ONE OR MORE OF THE QUALIFYING EVENTS OF

TERMINAL ILLNESS;

B. A MEDICAL CONDITION THAT REQUIRES
EXTRAORDINARY MEDICAL INTERVENTION; OR

C. PERMANENT INSTITUTIONAL CONFINEMENT;

2. PROVIDES THE OPTION OF LUMP-SUM PAYMENTS FOR
THE BENEFITS LISTED IN ITEM 1 OF THIS SUBPARAGRAPH; OR

3. DOES NOT MAKE BENEFITS OR ELIGIBILITY FOR
BENEFITS CONDITIONAL ON RECEIPT OF LONG-TERM CARE; OR

(III) A CERTIFICATE THAT IS ISSUED UNDER AN OUT-OF-STATE
EMPLOYER GROUP CONTRACT.

REVISOR'S NOTE: This subsection is new language derived without substantive
change from former Art. 48A, § 642(g).

In paragraph (1)(ii) of this subsection, the reference to a covered "individual"
is substituted for the former reference to a covered "person" because coverage
for long-term care benefits applies to individuals.

Defined terms: "Carrier" § 18-101
"Certificate" § 18-101
"Insurance" § 1-101
"Life insurance" § 1-101

"Out-of-state employer group contract" § 18-101
"Policy" § 1-101

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