Ch. 35

1997 LAWS OF MARYLAND

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, §§ 354V, 470P, and 477C.

Former Art. 48A, § 354V provided that a policy or renewal "of nonprofit-
health service plan" may not be denied or canceled "by the insurer". This
section is revised to clarify that it is the nonprofit health service plan, and not
"the insurer", that is prohibited from denying, canceling, or refusing to renew
a health insurance policy under this section since a nonprofit health service
plan is not considered to be an insurer.

The reference to an "individual" health insurance policy is added to clarify the
applicability of this section.

The former references to "accident" insurance are deleted as unnecessary in
light of the comprehensive definition of "health insurance".

Defined terms: "Health insurance" § 1-101
"Insurer" § 1-101
"Policy" § 1-101

15-504. EFFECT OF BREAST IMPLANTS ON COVERAGE.

AN INDIVIDUAL, GROUP, OR BLANKET HEALTH INSURANCE POLICY:

(1) MAY NOT BE DENIED BY AN INSURER OR NONPROFIT HEALTH
SERVICE PLAN SOLELY BECAUSE THE INSURED HAS HAD A BREAST IMPLANT; AND

(2) ON RENEWAL, MAY NOT IMPOSE A WAITING PERIOD OR EXCLUSION
FOR A PREEXISTING CONDITION THAT LIMITS OR EXCLUDES COVERAGE SOLELY
BECAUSE THE INSURED HAS HAD A BREAST IMPLANT.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, §§ 354NN, 470DD, and 477NN.

Former Art. 48A, § 354NN provided that a policy "of a nonprofit health
service plan" may not be denied "by the insurer". This section is revised to
clarify that it is the nonprofit health service plan, and not "the insurer", that is
prohibited from denying a health insurance policy under this section since a
nonprofit health service plan is not considered to be an insurer.

The reference to an "individual" health insurance policy is added to clarify the
applicability of this section.

The former references to "accident" insurance are deleted as unnecessary in
light of the comprehensive definition of "health insurance".

Defined terms: "Health insurance" § 1-101
"Insurer" § 1-101
"Policy" § 1-101

15-505. EXCLUSION OF PAYMENTS FOR LEAVING HOME CONFINEMENT.
(A) SCOPE OF SECTION.

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