PARRIS N. GLENDENING, Governor                                   Ch. 11

former reference to the "tax specified in subsection (b) of this section" for
clarity and to provide a statutory cross-reference in the event that a lawyer
may be entitled to a credit for the membership fee paid under the former

provision, which has been transferred to the Session Laws. See Ch.______,

Acts of 1997.

Defined terms: "Lawyer" § 24-101
"Policy" § 1-101
"Premium" § 1-101
"Society" § 24-101

24-109. POLICY TERMS AND COVERAGE.

(A)     UNIFORMITY REQUIRED.

POLICIES THAT THE SOCIETY ISSUES TO LAWYERS SHALL BE ESSENTIALLY
UNIFORM IN TERMS AND CONDITIONS OF COVERAGE.

(B)      CLASSIFICATIONS AUTHORIZED.

NOTWITHSTANDING SUBSECTION (A) OF THIS SECTION, THE SOCIETY MAY:

(1)      ESTABLISH REASONABLE CLASSIFICATIONS OF LAWYERS, INSURED
ACTIVITIES, AND EXPOSURES BASED ON A GOOD FAITH DETERMINATION OF
RELATIVE EXPOSURES AND HAZARDS AMONG CLASSIFICATIONS;

(2)      VARY THE LIMITS, COVERAGES, EXCLUSIONS, CONDITIONS, AND
LOSS-SHARING PROVISIONS AMONG CLASSIFICATIONS; AND

(3)      ESTABLISH, FOR AN INDIVIDUAL LAWYER WITHIN A
CLASSIFICATION, REASONABLE VARIATIONS IN THE TERMS OF COVERAGE,
INCLUDING DEDUCTIBLES AND LOSS-SHARING PROVISIONS, BASED ON THE
INSURED'S PRIOR LOSS EXPERIENCE.

(C)      REFUSAL OR CANCELLATION OF POLICY.
THE SOCIETY:

(1)      MAY REFUSE TO INSURE AN APPLICANT OR MAY CANCEL THE
POLICY OF A MEMBER OF THE SOCIETY WHO IS SUSPENDED OR DISBARRED FROM
PRACTICING LAW; AND

(2)      MAY REFUSE TO UNDERWRITE OR CANCEL ANY RISK THAT DOES
NOT MEET ITS UNDERWRITING STANDARDS SUBJECT TO THE APPLICABLE
PROVISIONS OF THIS ARTICLE.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 572.

In subsection (c)(2) of this section, the reference to provisions of this "article"
applicable to certain underwriting standards is substituted for the former
reference to provisions of this "title" because the former title, revised as this
subtitle, does not contain provisions on underwriting standards.

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