PARRIS N. GLENDENING, Governor Ch. 348
(e) The minimum medical, hospital and disability benefits shall include up to an
amount of $2,500, for payment of all reasonable expenses arising from the accident and
incurred within 3 years from the date of the accident for:
(1) Necessary medical, surgical, x-ray and dental services, including
prosthetic devices;
(2) Necessary ambulance, hospital, professional nursing and funeral
services; and
(3) (i) In the case of an income producer, payment of benefits for 85
percent of income lost as the result of the accident; and
(ii) In the case where the person injured in the accident was not an
income or wage producer at the time of the accident, payments made in reimbursement of
necessary and reasonable expenses incurred for essential services ordinarily performed by
the injured person for the care and maintenance of the family or family household.
(d) The insurer providing loss of income benefits may require, as a condition of
receiving such benefits that the injured person furnish the insurer reasonable medical
proof of his injury causing loss of income.
(e) The provisions of this section do not apply to policies issued, sold or delivered
in this State to insure vehicles as defined in §§ 11-105 and 11-165 of the Transportation
Article of the Annotated Code of Maryland.
[(f) (1) (i) If the first named insured does not wish to obtain the benefits
described under this section, the first named insured shall make an affirmative written
waiver of those benefits.
(ii) As to a policy of private passenger motor vehicle liability
insurance, a waiver made under this subsection shall constitute a waiver of all the benefits
described under this section, whether provided under the first named insured's policy or
any other private passenger motor vehicle liability insurance policy issued in this State.
(iii) Subject to subparagraph (iv) of this paragraph, a waiver made
under this subsection shall be binding on the following persons covered by the policy;
1. All named insureds;
2. All listed drivers; and
3. All members of the first named insured's family residing in
the first named insured's household who are 16 years of age or older.
(iv) An individual listed under subparagraph (iii)2 or 3 of this
paragraph may recover the benefits described under this section under another policy of
private passenger motor vehicle liability insurance if that individual:
1. Is the first named insured under the other policy;
2. Has not waived the benefits described under this section
under the other policy; and
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