Ch. 348                                    1996 LAWS OF MARYLAND

providing coverage for damages sustained by the insured as a result of the operation of an
uninsured motor vehicle in a form authorized to be included in automobile liability
policies of insurance delivered or issued for delivery in the State; OR (4) A NAMED
INSURED, LISTED DRIVER, OR ANY MEMBER OF THE NAMED INSURED'S FAMILY
RESIDING IN THE NAMED INSURED'S HOUSEHOLD UNDER A POLICY OF INSURANCE
ISSUED IN THIS STATE THAT DOES NOT INCLUDE UNINSURED MOTORIST COVERAGE
AS OUTLINED IN § 541(C) OF THIS ARTICLE A vehicle bearing temporary registration
plates issued under Part I of Title 13, Subtitle 6 of the Transportation Article is not, for
the purposes of this section, a motor vehicle registered in this State, if the owner of the
vehicle is a nonresident of the State of Maryland. "Qualified person" includes anyone
injured by an uninsured motorist who later files for bankruptcy or other protection from
creditors that bars the Fund from a subrogation recovery.

[(f)](G) "Uninsured motor vehicle" moans a motor vehicle as to which there is
not in force security meeting the requirements of Title 17 of the Transportation Article;
and a motor vehicle as to which there is in force a liability policy meeting the
requirements of that title where a receiver or conservator has been appointed by a court
of competent jurisdiction for the insurance company issuing said liability policy.

[(g)] (H) "Person" includes natural persons, firms, copartnerships, associations,
corporations, and governmental bodies.

[(h)] (I) "Insurer" means any insurer authorized in this State to write automobile
liability insurance.

[(i)] (J) "Net direct written premiums" means direct gross premiums written on
all policies of motor vehicle liability and physical damage insurance less return premiums
and dividends paid or credited to policyholders with respect to those policies.

[(j)](K) "Registration license year" for Class A and D vehicles means the period
beginning April 1, 1973, and ending March 31, 1974, and each subsequent twelve month
period, beginning April 1 and ending the following March 31. For all other classes of
motor vehicles, "registration license year" moans the period beginning May 1, 1973 and
ending April 30, 1974 and each subsequent twelve-month period, beginning May 1, and
ending the following April 30.

[(k)](L) "Payment of the appropriate premium" means actual receipt by a
producer of that sum required by the binding rules of the Fund to be collected to effect
coverage. Payment of all or any part of the premium by an instrument which is later
dishonored is not payment of the appropriate premium so as to effect coverage.

[(l)] (M) "Producer" means any agent, including any independent agent, or
broker qualified in this State who has applied for and received a Producer Authorization
Code from the Fund.

[(m)] (N) "Motor vehicle liability and physical damage insurance" means those
insurance coverages reported as private passenger auto no-fault, other private passenger
auto liability, commercial auto no-fault, other commercial auto liability, private passenger
auto physical damage, and commercial auto physical damage on the exhibit of premiums
and losses page of the annual statement which insurers are required to file with the
Insurance Commissioner of the State of Maryland.

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