PARRIS N. GLENDENING, Governor                             Ch. 227

SECTION 2. 5. AND BE IT FURTHER ENACTED, That this Act shall take
effect June 1, 1996.

Approved April 30, 1996.

CHAPTER 227
(House Bill 443)

AN ACT concerning

Long-Term Care - Certificate

FOR the purpose of clarifying the definition of long-term care insurance; exempting any
certificate issued under an out-of-state employer group contract from the definition
of long-term care insurance; defining "out-of-state employer group contract"; and
generally relating to certificates of long-term care insurance.

BY repealing and reenacting, with amendments,
Article 48A - Insurance Code
Section 642(d), (g), (i), and (j) and 643(a)
Annotated Code of Maryland
(1994 Replacement Volume and 1995 Supplement)

BY adding to

Article 48A - Insurance Code

Section 642(i)

Annotated Code of Maryland

(1994 Replacement Volume and 1995 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

642.

(d) "Certificate" means any certificate issued under a group [or individual]
long-term care insurance policy [ that has been] IF THE CERTIFICATE IS delivered or
issued for delivery in the State and [ that] covers persons that reside in the State [ or, in
the case of group policies issued to employers, persons who work in the State].

(g) (1) "Long-term care insurance" means any group or individual insurance
policy, contract, CERTIFICATE, or rider issued, delivered, or offered by an insurer that:

(i) Is advertised, marketed, offered, or designed to provide coverage
for not less than 24 consecutive months for each covered person on an expense incurred,
indemnity, prepaid, or insured basis; and

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