Ch. 36                                          1995 LAWS OF MARYLAND

Defined terms: "Certificate of authority" § 1-101
"Insurer" § 1-101

(I) BROKER.                                                                                                       

"BROKER" MEANS A PERSON THAT, FOR COMPENSATION, SOLICITS, PROCURES,
OR NEGOTIATES INSURANCE CONTRACTS OR THE RENEWAL OR CONTINUANCE OF
INSURANCE CONTRACTS:

(1)      FOR INSUREDS OR PROSPECTIVE INSUREDS OTHER THAN THE
BROKER; AND .

(2)      NOT FOR AN INSURER OR AGENT.

REVISOR'S NOTE: This subsection is new language derived without substantive
change from former Art. 48A, § 166(c).

In the introductory language of this subsection, the phrase "in any manner",
which formerly modified' "solicits, procures or negotiates", is deleted as
surplusage since, absent a limitation, there is no need to describe the manner
of soliciting, procuring, or negotiating.

Defined terms: "Agent" § 1-101
"Insurance contract" § 1-101
"Insurer" § 1-101                                     

"Person" § 1-101

(J) CASUALTY INSURANCE.

(1)        "CASUALTY INSURANCE" MEANS:                                       

(I)       INSURANCE AGAINST LEGAL, CONTRACTUAL, OR ASSUMED
LIABILITY FOR DEATH, INJURY, OR DISABILITY, OF A HUMAN BEING, OR FOR
DAMAGE TO PROPERTY;                                               

(II)     IF ISSUED AS AN INCIDENTAL COVERAGE WITH OR
SUPPLEMENTAL TO LIABILITY INSURANCE AND REGARDLESS OF LEGAL LIABILITY
OF THE INSURED, INSURANCE THAT PROVIDES MEDICAL, HOSPITAL, OR SURGICAL
DISABILITY BENEFITS TO INJURED INDIVIDUALS AND FUNERAL AND DEATH
BENEFITS TO DEPENDENTS, BENEFICIARIES, OR PERSONAL REPRESENTATIVES OF
INDIVIDUALS KILLED; OR

(III)    UNLESS DISAPPROVED BY THE COMMISSIONER AS CONTRARY
TO LAW OR PUBLIC POLICY, INSURANCE AGAINST ANY OTHER KIND OF LOSS,
DAMAGE, OR LIABILITY THAT IS PROPERLY A SUBJECT OF INSURANCE AND NOT
WITHIN ANY OTHER KIND OF INSURANCE DESCRIBED IN THIS SUBSECTION.

(2)      "CASUALTY INSURANCE" INCLUDES:

(I)       MOTOR VEHICLE PHYSICAL DAMAGE INSURANCE;

(II)     BURGLARY AND THEFT INSURANCE;

(III)    GLASS INSURANCE;

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