H.B. 1328                                                VETOES

(2)     Each constituent bank's rights, franchises, and interests in any property
become the property of the successor without any deed, transfer, or other action.

(3)     The successor has the same powers that each constituent bank had as to
any property held in any fiduciary capacity, without any deed, transfer, or other action.
The successor may be removed or replaced as fiduciary in the same manner and to the
same extent as the constituent bank.

(d)     (1) Unless this construction would be unreasonable, any reference to any
constituent bank in any writing, whether executed or taking effect before or after the
consolidation or merger, shall be interpreted as a reference to the successor.

(2) The successor may use the name of any constituent bank if it can do any
act more conveniently under that name.

(e)     If a constituent bank has assets or engages in business activities that do not
conform to the law governing the successor, the Bank Commissioner OR THE BANK
SUPERVISORY AGENCY OF THE STATE BY WHICH AN OTHER-STATE BANK IS
CHARTERED may allow a reasonable time for the successor to conform to that law.

(f)     Unless the Bank Commissioner approves, the successor may not carry on its
books an asset received from a constituent bank at a higher value than that on the books
of the constituent bank at the time of the last examination by a State or federal bank
examiner before the effective date of the consolidation or merger.

5-206.1.

(a)     Within 30 days of adoption, a national banking association located in the
[State or] STATE, a banking institution, OR AN OTHER-STATE BANK THAT MAINTAINS
A BRANCH IN THIS STATE shall submit to the BANK Commissioner a copy of its most
recently adopted federal Community Reinvestment Act statement.

(b)     Within 30 days of receipt, the [association or] ASSOCIATION, institution, OR
BANK shall submit to the BANK Commissioner a copy of the public portion of its most
recent Community Reinvestment Act performance evaluation prepared by the federal
regulatory agency that examines the [association or] ASSOCIATION, institution, OR
BANK, together with a copy of any written response to the evaluation prepared by the
[association or] ASSOCIATION, institution, OR BANK for its public Community
Reinvestment Act file.

(c)     (1) Upon request, the BANK Commissioner shall make available to the
public a copy of the documents submitted under this section.

(2) The BANK Commissioner may charge a reasonable fee to a person
requesting a copy to help defray the costs of providing copies of the documents to the
public.

5-207.

(a) At any time that the Bank Commissioner considers necessary, the Bank
Commissioner may ask a banking institution OR AN OTHER-STATE BANK THAT
MAINTAINS A BRANCH IN THIS STATE to submit a special financial report.

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